Expert Insights on Subprime Mortgage Industry
Subprime Mortgages are loans made to borrowers who are high credit risks. These borrowers generally have credit scores under 620 and are at risk of not being able to fully repay the lender. Subprime loans charge higher interest rates than prime loans. As a result, the loans can be very attractive to lenders and investors in the mortgage industry. Lenders use a process called "risk-based pricing" to determine mortgage rates and terms.
Gerson Lehrman Group Council Members are available to discuss Subprime Mortgage Industry via phone consultations, live meetings, surveys, and other custom GLG products and services.
Find, engage, and manageSM experts today through the GLG platform
Featured Council Members
GLG Council Members are leading experts including academics, scientists, and industry specialists
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Joseph Chatham
PresidentChatham Mortgage Partners Inc.
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Pearse Flynn
ChairmanContact4
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Maureen Bolton
PrincipalGlobal Capital Access
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Joe Garrett
Principal ConsultantGarrett, Watts & Co
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Ronald Cathcart
Former Chief Enterprise Risk OfficerWASHINGTON MUTUAL, INC.
Study Groups
Study groups are populations of experts knowledgeable on specific sub-topics within a broader industry
| Study Group Name | No. Members |
|---|---|
| Mortgage Brokers | 1035 |
| Retail Mortgage Origination Experts | 1228 |
| Subprime Mortgage Experts (US) | 531 |
| Mortgage Servicing Experts | 219 |
| Mortgage Professionals (Illinois) | 100 |
Recent Live Meetings
Interactive roundtables, private visits, and small scale seminars are types of GLG Live Meetings
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October 5, 2009 | New York
Seminar: Assessment on Stability of Commercial Mortgage Backed Securities (New York) -
November 3, 2009 | Teleconference
Teleconference: Residential Mortgages and Mortgage-Backed Securities in Europe (10:00 AM EST) -
November 4, 2009 | Teleconference
Teleconference: New Commercial Mortgage Guidelines (2:30 PM EST / 11:30 AM PST) -
March 17, 2009 | Webcast
GLG Webcast: Risk & Opportunity in Commercial Real Estate- March 17, 2009 at 4:30 PM ET/1:30 PM PT -
July 10, 2009 | Webcast
GLG Webcast: Commercial Real Estate Lending - Black Hole or Non-Issue? 7.10.09 - 11 AM EDT | 8 AM PD
Recent News Analyses
News analyses are expert commentaries on current events, written by Council Members who are available for follow up consultations
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Mortgage Applications Drop Despite Lower Mortgage Rates
September 30, 2009
David Lereah, President, Reecon Advisors
Mortgage Applications Decrease in Latest MBA Weekly Survey | www.mortgagebankers.org
The weekly mortgage application survey released by the MBA reported that both purchase and refinance application were down which was disappointing news for the housing markets given that mortgage rates fell during the week.
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Battle for Dominance in Mortgage Fraud Analytics Space
October 17, 2009
First American CoreLogic Introduces New Integrated Mortgage Fraud Solution: LoanSafe Fraud Manager | www.firstam.com
The First American Corp. (FAF) and Verisk Analytics are competing aggressively for leadership in the mortgage fraud analytics space. This space is growing rapidly with potentially high margins. The need to invest in product improvement may depress margins near term.
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Some Mortgage Companies Could be in Trouble Next Year
October 14, 2009
David Lereah, President, Reecon Advisors
Mortgage Lending Business Expected to Sink Next Year | www.realestateeconomywatch.com
According to the Mortgage Bankers Association's new forecast, mortgage origination volumes could plummet next year. That could be bad news for lenders that rely heavily on the refinancing side of the business.
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The new sub-prime market - another slow-motion disaster
October 1, 2009
Marshall Mays, Founder & Director, Emerging Alpha Advisors, Ltd.
Asian freight lines face threat of seizure | www.ft.com
1. Ship financing has usually been risky business, but during the 2003-07 go-go years that corresponded with the debt bubble it all seemed free and easy.2.Like US commercial property, ship construction got a lot of non-bank money, so now some funds will suffer - but so will the CDOs the bankers stuffed...
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It's about TIME the Goverment takes action to stop these banks!
September 25, 2009
Singapore Toughens Rules on Home Loans | online.wsj.com
Banks are still supporting Developers for Brand new project sales at ' new market high prices' & yet they do not want to re-finance / restructure home loans of Under-Construction' units.Banks are taking a swipe at these mass market buyers loans & if they do not watch, they will face a mini-sub prime...