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All GLG News Analyses Filed Under: Transaction & Payment Processing

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Posted January 25, 2007
Gift/Prepaid Cards Topped Expectations to $28 Billion+ During the Holidays
Analysis of: Gift Card Spending Surpassed Expectations as Last-Minute Shoppers Looked for Quick, Easy Gifts | www.nrf.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Key Implications:Gift/prepaid cards have grown in popularity over the last few years and if the 2006 holiday season is any indication of the future growth of gift/prepaid cards and whether they are the gift and payment choice of consumers,' new sales figures boosted the industry's expectations and gave...
Posted January 22, 2007
Neteller itself not charged
Analysis of: Neteller finally quits US market | www.bettingmarket.com
Author: GLG Member Program Contributor
Following the arrests of its founders, Neteller now won’t handle bets from the U.S. Neteller itself will probably not be fined or sued. Internet gaming companies will take a short-term hit.
Posted January 22, 2007
Wincor World 2007 Offers Innovative Solutions for Banking & Retail Industries
Analysis of: New CEO, strategic focus headline Wincor ’07 | www.atmmarketplace.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
When Wincor World 2007 kicks off its annual trade event, "Wincor World 2007, Your Compass to Innovation," (January 30th-February 1st) attendees and partners can expect Wincor to display products and software solutions for retail, banking, services, consulting, and IT innovations, as well as its new...
Posted January 22, 2007
TSYS Pulls Up Stakes In NY: Moves Prepaid Operations to GA Office
Analysis of: What TSYS' Move Means For Prepaid | www.cardforum.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
TSYS Prepaid announced last week they would move their Prepaid Operations from New York, to their Alpharetta, GA office to focus on growing the Prepaid Division by creating synergies with other divisions of TSYS and streamline costs in 2007, through employment, equipment and leased areas. 1.  As...
Posted January 18, 2007
Polish Competition Authority Interchange Ruling Potentially Catastrophic
Analysis of: UOKiK accepts retailers’ argument | www.polishmarket.com
Author: GLG Member Program Contributor
The Polish Office for Consumer and Competition Protection eliminated MasterCard’s and Visa’s interchange in Poland. This will put a huge damper on card transaction growth there, and potentially sets a dangerous precedent for other markets.
Posted January 17, 2007
States v/s Issuers Over Gift/Prepaid Cards Fees: Who Wins/Loses?
Analysis of: States try to halt fees, expiration dates on gift cards | www.usatoday.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
During the 2006 Holiday Season, (11.1.06 - 12.31.06), approximately $24.8 billion was spent on gift/prepaid cards, which is a $6 billion  increase from 2005.  The popularity of gift/prepaid cards is due in part to the convenience they provide to consumers, by taking the guess work out of shopping...
Posted January 12, 2007
NCR's Layoffs Part of Restructuring Strategy to Cut Costs by $350 Million
Analysis of: NCR cuts 650 jobs in Scotland; shakes up global ATM operations | www.finextra.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Nuti outlined a multi-year strategy to cut costs, streamline operations and save NCR $350 million by lowering costs, improving their revenue mix and seeking  opportunities to expand earnings and cash flow by focusing on three key areas: 1. productivity, 2. profitable growth and  3. a high-performance...
Posted January 12, 2007
Does the Card Payments Industry Need A New Business Model For Interchange?
Analysis of: Merchants Payments Coalition Begins Interchange Fee Ad Campaign | www.paymentsnews.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Credit and debit cards have been a major profit engine for issuing banks and card associations, to the tune of $150 billion.  In 2005, consumers in the U.S. paid more than $30 billion in "interchange fees" when they used MasterCard and Visa cards, which is double the amount they paid in ATM and...
Posted January 10, 2007
Check Imaging/Exchange Shows ROI In 2006: Poised for Growth in 2007
Analysis of: 2006 Stats Confirm Strong Advances Made by Image Exchange | www.digitaltransactions.net
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Since October 2004, when the Check 21 Act was passed, industry experts, FIs (Financial Institutions), credit unions and smaller community banks were all excited about this new technology of exchanging digital images to replace paper checks to reduce transportation costs of transporting checks, reduced...
Posted January 9, 2007
Teradata, NCR's Data Warehousing Division Will Go Solo
Analysis of:  NCR to Spin Off Data Warehousing Unit | www.wtopnews.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Key Implications:NCR Corporation has announced plans to spinoff its data warehousing division, Teradata, which NCR has been contemplating for several quarters, in an effort to streamline both companies and to focus on targeted innovation. The companies will operate as two separate entities after the...
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