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All GLG News Analyses Filed Under: Transaction & Payment Processing

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Posted October 26, 2007
TJX Breach Affects 94 Million+ Cardholders, More Than Double Originally Reported
Analysis of: Details Emerge on TJX Breach | www.boston.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
TJX announced in January 2007, it had suffered an unauthorized intrusion into its wireless LANs (these networks use radio waves-RFID tech to collect and transmit data such as credit card numbers) at Marshalls in FL and later hacked into TJX's mainframe, which hosts its POS data and then led to a data...
Posted October 25, 2007
Will Cardtronics' IPO Be Their Get Out of Debt Card?
Analysis of: Cardtronics to Offer 16.7M Shares in IPO | news.moneycentral.msn.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Cardtronics goes public to raise over $306 million through its IPO and take the net proceeds of approximately $115 million to get out of debt and to seek growth opportunities for its shareholders and stakeholders. Cardtronics purchased 7-Eleven's financial services business assets for $138 million...
Posted October 24, 2007
Is TSYS' Spinoff From Synovus Imminent?
Analysis of: TSYS' Quest for Independence | www.ledger-enquirer.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Synovus' Board will decide on 10.25.07 whether to spinoff TSYS as a standalone company. While TSYS awaits the Board's decision on its fate, TSYS has reported strong 3Q07 earnings with a net income increase of 26.7% and 18.39% YTD, as a result of hard work, dedication and commitment to its customers....
Posted October 23, 2007
India's Post Offices Is the One Stop-Shop For Retail Banking & Internet and ATM Access
Analysis of: Post Office to have largest ATM network | sify.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
India's appetite for ATMs is spurring growth in the region and to meet the unexpected demand, NCR has chosen India as its hub for marketing and distribution in the Asia-Pacific region. NCR has conducted R&D initiatives and made infrastructure investments via a new plant in Pondicherry, which will...
Posted October 22, 2007
TIO Targets the Unbanked/Underserved Consumers With Bill Payment Hybrid ATMs/Kiosks
Analysis of: TIO Networks Announces The myTIO(TM) Membership Program | www.newswire.ca
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
TIO Networks launched the next phase of its strategic plan to rollout hybrid ATMs/kiosks at c-Stores and biller's payment locations by offering the myTIO Membership Program to target unbanked/unserved consumers who spend between $300-$400 annually in bill-payment fees, including check cashing, money...
Art Gillis Posted October 19, 2007
Bank IT spending continues to increase in spite of lower bank earnings reports
Analysis of: Will BofA Retreat From Investment Banking? | dealbook.blogs.nytimes.com
Author: Art Gillis, President Computer Based Solutions, Inc.
With many big banks such as BoA, Wachovia and Citigroup reporting record breaking losses in the 3Q, there shouldn't be any less spending for new bank technology in the future. We may see consolidation of banking & trading divisions, but technology will come to the forefront in spending from ban...
Mark Mariotti Posted October 19, 2007
Digital images at SERVER LEVEL vs CLIENT
Analysis of: SVPCO Check Image Volume Continues to Grow | www.paymentsnews.com
Author: Mark Mariotti, CEO Future Management Holdings Inc
1) Further follow-up is necessary to determine net-metrics involved to calculate the REDUCTION of large volume phsycial check printing and storage at the SERVER level 2) Although there is no doubt, the REDUCTION in workforce effort and carry cost of MANUAL printing has reduced and the image storage...
Posted October 19, 2007
A great effort- for the common man- Mr. Citizen of India
Analysis of: Post Office to have largest ATM network | sify.com
Author: GLG Member Program Contributor
It is indeed a noble thought. As they say in the Rig veda, the Spiritual Source of India, Let noble thoughts come from all directions. NCR's views in this directions are correct. In order to increase the outreach of banking, and widen Financial Inclusion, the roping in of Post of fices, which have one...
Posted October 19, 2007
2007 Gift Card Sales Will Give Retailers A Boost
Analysis of: Gift Cards To Be Holiday Bright Spot | www.emarketer.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Gift cards has had a major effect on the retail industry in the 4Q. The rise in gift cards purchases has impacted what consumers plan to buy and when they plan to redeem their gift cards, which is a factor that is extending the holiday sales period beyond the 4Q. As of 2007, 39% of holiday gift cards...
Posted October 18, 2007
Check Image Volume Grows As Paper Check Volume Continues to Decline
Analysis of: SVPCO Check Image Volume Continues to Grow | www.paymentsnews.com
Author: Kamala Worthington, Former VP, Marketing Product Manager Bank of America Corporation
Check image volume continues to increase with daily image volume, monthly volume and total dollar value surpassing 2006 record numbers.  The volume of imaged checks increased from 28 million images to 283 million images. The dollar amount of Check 21 items grew 155%, increasing from $192 billion...
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