All GLG News Analyses Filed Under: Mortgages, Consumer & Specialty Finance

1) 800,000 properties are being built for 600,000 ‘estimated’ buyers. 2) The increase in the ECB interest rate together with the Spanish Euribor have curtailed the ‘cheap to buy in Spain’ syndrome.

-There may be huge risk with Option ARM lenders-Markets are vulnerable to bad Option ARM loans-Option ARM's may be able to outlast real estate slump 

Key Implications:MasterCard's 1st Quarter net income of $215 million, which is a 70% jump, is the highest quarterly net income in the 40 year history of the company, just one year post IPO.  As consumers' debit card usage surged to 1.5 billion transactions on the MasterCard network in the 1st Quarter,...

Key Implications:J.C. Flowers & Co., Friedman Fleischer & Lowe LLC, JPMorgan Chase and Bank of America have partnered to buyout Sallie Mae (SLM) for $25 billion.  The private equity funds (J.C. Flowers & Co., Friedman Fleischer & Lowe LLC) will own a 50.2% stake and JPMorgan and...

  Twin problems of affordability and accessibility will hinder the progress of housing in India. Developers should offer innovative solutions to construct affordable housing for the middle class. Urgency required in addressing the hefty structural barriers to home ownership.

One must never assume that the dynamics of US home-ownership have any similarity to UK home-ownershipOne must look to the cultural differences between a Yank at McDonalds and a Prince Charles at Micky D's.

The Chinese consumer market for financial services is taking shape with the promise of huge returns; credit cards are a core component of that developing market.The major global card companies have product expertise, but will require Chinese partners to gain the market expertise needed for success.

Correcting common myths regarding subprime and 'predatory' lending.

As a result of the creative financing arm of the mortgage industry in the last few years, while millions of families have had a great benefit in seeking the "American Dream", untold amounts of families will be literally paying the price. With the advent of such wonderful programs, e.g. option arms,...

There are early indications of a bottom forming in the subprime mortgage market, and now is the time to make a lot of money on the next leg. Time to shift from the back foot to the front. Don't be caught in short-squeezes. Place your bets now on the future winners. There will be dramatic rebounds as...