All GLG News Analyses Filed Under: Insurance & Risk Management

Implications: 1.Renewals of reinsurance contracts - buyers market. 2.A downward trend in rates is predicted for the U.S. and the European markets. 3.A hugh lack of catastrophic losses in many coverage areas caused a softening marketplace. 4.Complacency should not prevail in this business arena....

The soft conditions continuing in the Property & Casualty insurance market make it imperative to bid your corporate insurance program if it hasn't been bidded on in the past three years.

- As the soft market takes hold, operational efficiency becomes the key to success. - Traditional performance measures are not a good set of measures to assist management in identifying real operational efficiency. - Better measures of efficiency, based on true benchmarks, similar to those used in the...

The Insurance Industry Has Capitalistically Evolved New Business Models That Have Prepared It To Remain Profitable After the Next Wave of Disasters So Long As Fiscal Discipline Is Applied In A Greater Way .

The authors comments are accurate for a multibillion dollar multinational reinsurer looking down from 30,000 feet.  The US spends about $1.6 of the estimated $5 billion.  Identifying emerging trends in foreign lands will take a wary eye.  It is highly unlikely that the type of risk giant...

Implications: 1.Undislosed - Deteriorating Underwriting Results. 2.Growing competition in the Industry is a very real scenerio. 3.The challenge of escaping the sub-prime mortgage crisis is , solely, dependent upon the Insurance  carriers Reserves. 4.The concept on continuing profits is undermined...

The authors of this new SIGMA study propose that aligning the interests of all stakeholders is the key element. On the demand side, this may be achieved through product design by offering a good blend of coverage, deductibles, co-payments and attractive premiums. Steinmann states, “The alignment of...

"Volume solves all your problems", but pricing still must recover both expenses and the targeted Net Margin.

A government job is not a guarantee of a generous retirement pension.  State Governments are now facing the same underfunding problems in their retirement funds that industry revealed several years ago. The press needs to get this shortfall out to the general public so that they can take appropriate...

Impact. 1.Additional capital requirements will create a deficiency in working capital. 2.Return of Investment for Investors will suffer a negative setback. 3.Commitments for additional capital will have to be mitigated for al parties. 4.A Great Deal of uncertaintity will be created with a probable negative...