All GLG News Analyses Filed Under: Insurance & Risk Management

With the current state of the stock market is this the time to get out of some areas of the insurance industry? Is Buffet's latest sale just another step on a lily pad?

Property/Casualty insurance prices continue to decline primarily for three reasons: (1) continuing profitability, including lack of catastrophes; (2) abundance of supply over demand; and (3) desire to increase market share.  Barring a rash of natural catastrophes or terrorist attacks, this...

If a major bond insurer was to lose its triple-A rating the likely outcome is a redistribution of losses rather than incremental losses. In the longer run the impact could even be positive.

Implications: 1.Debt risk is the , primary, motivating factor.Such risk causes the need for additional capital and elimination of dividends for investors. 2.Rating firm's confirm the risk assessment and lower the institution's standing rate: Affect on the firm - Either higher interest rates or the inability...

The reason Marsh is struggling is because of poor leadership ending up with $850,000,000+ in fines from NY, IL and CT for bid rigging and prohibited contingency fees.  Future profitability & growth for these brokerages is anything but certain and likely to grow very slowly because they are...

Any company will have difficulty if they lose 90% of their investment portfolio.  I understand that it is difficult to see positive returns right now, however, companies in the insurance business that depend on their investments, as well as other things, to pay claims, should be invesiting in long...

This  analysis  is  being  written  in  response  to  a  comment by  a  reader to  my previous analysis  on  the  same  subject. Today we have a  problem  where  the  subprime situation is  getting...

Most people are never going to burn their homes down to collect insurance money.  That said, there will always be a contingent of people in the world that are willing and able to resort to fraud to better their position financially. With the advent of the internet and the ability for someone...

When competition sets price and  conditions in the securities markets produce losses of principal, the only way to raise the gross margin is by reducing operating.

Carriers expect desperate and dishonest acts during hard financial times.