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All GLG News Analyses Filed Under: Insurance & Risk Management

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Posted May 29, 2007
You Need to Consider Drug Mix and Plan Design
Analysis of: Comparison of Mail Order with community Pharmacy Cost | www.amcp.org
Author: Michael Berman, Assistant Vice President AON Consulting & Insurance Services
It is universal that the mail order distribution channel has lower generic utilization than the retail channel.   PBM pricing is always better for mail order scripts versus retail.  In addition, plan design is a major component of net claim costs.
Posted May 28, 2007
Quality and Service Will Suffer With Outsourcing
Analysis of: Insurance Outsourcing Focuses on India | www.insurancejournal.com
Author: Michael Berman, Assistant Vice President AON Consulting & Insurance Services
Outsourcing won't work well until the Indian outsourcing firms develop the core competencies of key insurance operations.  
Posted May 24, 2007
5 new companies to enter India’s life insurance market
Analysis of: 5 new companies to enter India’s life insurance market | www.union-network.org
Author: GLG Member Program Contributor
Stimulated by competition the insurance sector is growing by 15-20% per year.  The market is wide open, such that Banks are will to pay the higher premiums to add that service to their business.
Posted May 23, 2007
Banking, insurance giants form UK joint venture
Analysis of: Banking, insurance giants form UK joint venture | www.thestandard.com.hk
Author: GLG Member Program Contributor
HSBC + Aviva Barclays + Aegon ABNAMRO + Delta Lloyd Others will follow. The impact will be less for consumers since banking is the opposite of selling power.
Posted May 18, 2007
Insurance fraud 'costs UK £1.6bn'
Analysis of: Insurance fraud 'costs UK £1.6bn' | news.bbc.co.uk
Author: GLG Member Program Contributor
Published articles about insurance fraud abroad supports the continued need for improved training and tools universally within the insurance industry designed to identify claim anomalies. While special investigative efforts can become cost prohibitive and potentially...
Daniel Buckle Posted May 9, 2007
PBM's Fail Employers with Mail
Analysis of: Comparison of Mail Order with community Pharmacy Cost | www.amcp.org
Author: Daniel Buckle, Principal Employee Benefit Resources of South Texas
Mail did not produce higher generic utilization rates or lower costs for employers who hired a PBM to accomplish both.
Posted May 7, 2007
India a big market for Life Insurance industry
Analysis of: Life’s bustling with 5 new insurers - India | economictimes.indiatimes.com
Author: Harnath Sithamraju, Consultant Harnath Sithamraju
Life Insurance Industry yet to penetrate the Indian market. Life Insurance awareness at very low levels among population. Scope for trying out different models to suit different segments of the population.
Posted April 30, 2007
Hilb Rogal & Hobbs quarterly profit falls
Analysis of: Hilb Rogal & Hobbs quarterly profit falls | investing.reuters.co.uk
Author: GLG Member Program Contributor
1. Downturn in profits in P/C segment due to "difficult rate environment" is questionable; 2. Higher commissions reported in analysis; 3. Operating culture does not work in clients' favor.
Posted April 23, 2007
‘What on earth is going on’
Analysis of: Lloyd's 360 Report Examines Potential Effects of 'Rapid Climate Change' | www.insurancejournal.com
Author: Harnath Sithamraju, Consultant Harnath Sithamraju
  Unbridled industrialisation has not only changed the way we live, whether we can live. Insurance industry set to emerge as the key underlying factor to rebuild a country’s economy in the aftermath of a natural calamity. Industrialised nations need to help developing countries in Asia and...
Posted April 16, 2007
Life Settlements - 2006 Trends, Developing and Emerging Trends
Analysis of: Life Settlements - 2006 Trends, Developing and Emerging Trends | www.aquariuscapital.com
Author: GLG Member Program Contributor
 It has become one of the more popular insurance areas focused from an investment, legal and consumer perspective.  Hedge funds are looking at the market due to perceived returns on investment.
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