All GLG News Analyses Filed Under: Insurance & Risk Management

The authors comments are accurate for a multibillion dollar multinational reinsurer looking down from 30,000 feet.  The US spends about $1.6 of the estimated $5 billion.  Identifying emerging trends in foreign lands will take a wary eye.  It is highly unlikely that the type of risk giant...

Implications: 1.Undislosed - Deteriorating Underwriting Results. 2.Growing competition in the Industry is a very real scenerio. 3.The challenge of escaping the sub-prime mortgage crisis is , solely, dependent upon the Insurance  carriers Reserves. 4.The concept on continuing profits is undermined...

The authors of this new SIGMA study propose that aligning the interests of all stakeholders is the key element. On the demand side, this may be achieved through product design by offering a good blend of coverage, deductibles, co-payments and attractive premiums. Steinmann states, “The alignment of...

"Volume solves all your problems", but pricing still must recover both expenses and the targeted Net Margin.

A government job is not a guarantee of a generous retirement pension.  State Governments are now facing the same underfunding problems in their retirement funds that industry revealed several years ago. The press needs to get this shortfall out to the general public so that they can take appropriate...

Impact. 1.Additional capital requirements will create a deficiency in working capital. 2.Return of Investment for Investors will suffer a negative setback. 3.Commitments for additional capital will have to be mitigated for al parties. 4.A Great Deal of uncertaintity will be created with a probable negative...

Litigating and disciplining the Insurance Industry, outside of sound, ethical, business reasons  are not profitable methods of encouraging recovery for 2008. 

Unrealistic and arbitrary Government mandates work well for issues political, but not for those that are fiscal.

The Insurance Industry learned from the unpredictable, but certainly expected catastrohpic events earlier this century. The successful Agencies and Carriers adapted and now use business models the industry has not yet seen- they are teachable and will evolve into an even higher form. 

The article is interesting because is evaluating the engines behind the globalization trend in life insurance insdustry. In particular, the article examines two important demographic trends:   (1) the ageing of the world's population and (2) the increase in life expectancy of...