Study Group: Variable Life Insurance Brokers(?)

1. Profit margins are challenged by market conditions. 2. The marketplace is very competetive. 3. Regulatory power struggles create fewer channels for sales.

The current market turmoil was created by good old fashion greed.  However, it can not be fixed with over regulation, it can be fixed with common sense and a true willingness of both parties, the consumer and the lender to participate in the increased risk of lending that is now prevalant...

As a member of the Wall Street Investment community for over thirty years, it continues to confound my logic that time and time again, beginning with the "Match King" and "Ponzi" scams of the turn of the century, to Samuel Insul's Utility Holding Companies of the twenties, to the "conglomerate"...

A government job is not a guarantee of a generous retirement pension.  State Governments are now facing the same underfunding problems in their retirement funds that industry revealed several years ago. The press needs to get this shortfall out to the general public so that they can take appropriate...

This article is extremely important for three reasons. First, it is out of the box creative thinking. Endowment building has been using the same approach to high net worth donors and frankly these approaches are over used and hard to understand. Second, HNW donors need to be enthralled with a presentation...