Study Group: Rent-to-Own Industry Experts
Council Members in this Study Group: 44
This study group may include experts knowledgeable on topics such as automotive manufacturing and dealerships, after market distribution, alcoholic and non-alcoholic beverages, convenience stores, supermarkets, packaged goods manufacturing, department stores and discounters, jewelry and cosmetics, hotels and resorts, restaurants, casinos, and the travel industry, among others.
Contact Gerson Lehrman Group to survey or consult with members of this Study Group
Leading institutions connect with members of this Study Group through GLG
Leading Experts in this Study Group
Ronald IngramDirector of Product Management
ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
Ron Ingram is the Director of Product Management at Advance America, a cash lending firm with over 2600 retail financial locations in America. From 2002 to 2006 Mr. Ingram presided over one of the most prolific product development programs in the financial...
- Ben Bost
President
Independence Rentals Inc.Ben Bost is the President of Independence Rentals, Inc., dba Aaron's Sales and Lease Ownership, where he has worked since December 2002. Independence Rentals was the first franchisee to open an Aaron's store in North Carolina and currently operates four...
Richard BalandSole Proprietor
Richard Baland, CPARichard Baland is an Independent Healthcare Consultant. Previously, Mr. Baland was the Chief Financial Officer and Chief Compliance Officer at Richardson Medical Center in Rayville, Louisiana. He has also served Lutheran Social Services (LSSS), Yukon-Kuskokwim...
- Michael Schwindle
Vice President / CFO
MUSICIAN'S FRIEND, INC.Michael Schwindle is the Chief Financial Officer at Musician's Friend, Inc., an online retailer. Prior to that, Mr. Schwindle was a former subsidiary CFO for The Home Depot, a GA-based home-improvement retailer. He has over 18 years of experience as accounting...
GLG NewsSM Analyses by this Study Group's Leading Experts(?)
Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.
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The 5Cs of Credit, P2P Lending, Social Lending, Self-Directed Lending
November 11, 2009
Analysis by: Ronald Ingram, Director of Product Management,BlackRock's Fink: Forget 'Bubble' | online.wsj.com
Laurence Fink, Chairman and CEO of BlackRock Inc. in response to questions about bank failures and economic conditions suggested today that; “…the financial system needs to be a lot more responsive to society and make sure this doesn't happen again. Risk has to be a lot more transparent to investors. I think that is happening."; and, “the financial system needs change, including increased disclosure, more derivatives trading on exchanges and regulatory change…". But what about the 5Cs of credit?
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Financial Services Innovation and New Credit Sources Impeded by Regulation in the US
April 5, 2009
Analysis by: Ronald Ingram, Director of Product Management,Where Credit Still Flows | www.forbes.com
Demand for credit has never been stronger. With government support P2P or "Social Lending" has the potential to improve the efficiency of credit markets and demonstrate US leadership in financial services innovation. The US is behind the curve in P2P lending innovation and losing ground due to the distraction and high cost of regulatory compliance. At a time when billions are being pumped into ailing banks government needs to find a way to encourage social lending. Improved regulation may unlock a wave of new credit options and provide economic stimulus at the grass root level. Conceptually Social Lending and P2P financial models makes sense for consumers, business and the greater economic good of nations; however, the effort to wedge P2P loan models into existing regulatory frameworks continues to impede American financial innovation.
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Winners and losers in Healthcare IT
October 14, 2008
Analysis by: Richard Baland, Sole Proprietor,Stark Offers Bill to Hasten e-record Adoption | modernhealthcare.com
This will soon be the best time in history to be selling Healthcare IT software and services. More money will be spent in the next three years than ever before. It may not be the best time for the staff at many hospitals. The staff are woefully unprepared for a quantum leap in Healthcare Technology.
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May 2, 2008
Analysis by: Ronald Ingram, Director of Product Management,First Data Gets Major Retail Prepaid Distribution with InComm Deal | www.digitaltransactions.net
Visa's IPO was the largest in history and payment companies like Global Payment Sytems (GPN) and First Data are rising along with the tide. FDC’s choice of Incomm is likely a positive indicator of things to come. Who is the next Incomm? How will the Incomm acquisition affect the valuation of payment card processors, card acquirers, issuers, closed loop and open loop gift, debit, credit and General Purpose Reloadable (GPR) prepaid card plays? undefined undefined
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What can Hospitals do about their Spending and Borrowing in 2008?
April 21, 2008
Analysis by: Richard Baland, Sole Proprietor,University Hospitals in Cleveland makes aggressive refinancing move | blog.cleveland.com
Increasing interest rates and debt service, a Decrease in available cash, a Migration to more fixed rate borrowing and appeals to state governments for assistance, a delay in physical plant additions/upgrades
Members in this Study Group include these company types:
- Rental Services - Corporate
- Rental Services - Franchise
- Independent Consulting Firm
- Online Retailers / New Media Retailers
- Consumer Packaged Goods Manufacturer
Members in this Study Group often have these job titles:
- President
- Store Manager
- Owner
- Chief Financial Officer
- General Manager
- Director
- Marketing Manager
Related Study Groups
GLG Live Meetings with this Study Group's Leading Experts (?)
August 24, 2006 | New York
GLGi: Rent To Own Landscape: RAC’s Acquisition & Other Industry DynamicsGLG Webcasts & Teleconferences
Leading Experts in Rent-to-Own Industry Experts have not participated in any GLG webcasts.
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