Gerson Lehrman Group - Intelligently Connecting Institutions and Expertise.

Study Group: Payday Lending Experts

Council Members in this Study Group: 44

This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.

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Leading Experts in this Study Group

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.Ronald Ingram

Director of Product Management
ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Ron Ingram is the Director of Product Management at Advance America, a cash lending firm with over 2600 retail financial locations in America. From 2002 to 2006 Mr. Ingram presided over one of the most prolific product development programs in the financial services industry at National Money Mart.Mr....

GLG NewsSM Analyses by this Study Group's Leading Experts (?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.

Financial Services Innovation and New Credit Sources Impeded by Regulation in the US

April 5, 2009

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Where Credit Still Flows | www.forbes.com

Demand for credit has never been stronger. With government support P2P or "Social Lending" has the potential to improve the efficiency of credit markets and demonstrate US leadership in financial services innovation. The US is behind the curve in P2P lending innovation and losing ground due to thedistraction...

World's Largest Payment Processor First Data Acquires InComm - Valuation Trend Implications for Global Payment Systems GPN, MV, V, MA and TSS and hundreds of smaller payment technology players

May 2, 2008

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

First Data Gets Major Retail Prepaid Distribution with InComm Deal | www.digitaltransactions.net

Visa's IPO was the largest in history and payment companies like Global Payment Sytems (GPN) and First Data are rising along with the tide. FDC’s choice of Incomm is likely a positive indicator of things to come. Who is the next Incomm? How will the Incomm acquisition affect the valuation of payment...

Depositor Panic Triggers Run on UK Bank, Over Leveraged Banks at Risk

September 17, 2007

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Police called to break-up Northern Rock panic queues as customers withdraw millions | www.thisislondon.co.uk

Police were called to manage crowds in the UK this morning as depositors lost confidence in Northern Rock and attempted to withdaw funds en masse. Depositor concerns are believed to relate to weak loan to deposit ratios and fears about exposure to subprime mortgages. Banks mentioned among...

Western Union: Threat of New Entrants and Technology Means More Turbulence Ahead

August 1, 2007

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Western Union Drops After Verizon Announces Wireless Payments and Transfers | biz.yahoo.com

In this article Obopay is credited for impacting Western Union's share price. Obopay is one of many newer less expensive means of transferring funds domestically or internationally. Other emerging competitors spanning email/computer money transfer, mobile and ACH based services include: Xoom; Ikobo;...

Turning Convenience Stores into Banks: Greendot, Incomm, Visa, MasterCard Race to Build Reload Networks for Prepaid Cards

December 11, 2006

Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Green Dot and InComm Announce Strategic Distribution Agreement | biz.yahoo.com

The Greendot service allows prepaid card holders to pay merchants (for example Safeway) anywhere from $2 to $4.95 to “load” or “reload” cash to their card. The alliance announced is likely a preemptive competitive response to Visa and soon MasterCard who are have recently begunto...

View All GLG News by members of this Study Group

Members in this Study Group include these company types:

  • Cash Lending

Members in this Study Group often have these job titles:

  • Director
  • General Manager
  • Owner
  • President
  • Chief Executive Officer
  • Chief Operating Officer
  • Operations Director
  • Operations Manager
  • Regional Sales Manager
  • Account Manager
  • District Sales Manager
  • Business Development Manager
  • Marketing Director