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Study Group: Payday Lending Experts(?)

Council Members in this Study Group: 41

This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.

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Leading Experts in this Study Group

Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.Ronald Ingram
Director of Product Management
Advance America, Cash Advance Centers, Inc.

Ron Ingram is the Director of Product Management at Advance America, a cash lending firm with over 2600 retail financial locations in America. From 2002 to 2006 Mr. Ingram presided over one of the most prolific product development programs in the financial services industry at National Money Mart. Mr....

5 recent news post(s)

Related Study Groups

GLG NewsSMAnalyses by this Study Group's Leading Experts(?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.
World's Largest Payment Processor First Data Acquires InComm - Valuation Trend Implications for Global Payment Systems GPN, MV, V, MA and TSS and hundreds of smaller payment technology players | 05-02-2008
Analysis of: First Data Gets Major Retail Prepaid Distribution with InComm Deal | www.digitaltransactions.net
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

Visa's IPO was the largest in history and payment companies like Global Payment Sytems (GPN) and First Data are rising along with the tide. FDC’s choice of Incomm is likely a positive indicator of things to come. Who is the next Incomm? How will the Incomm acquisition affect the valuation of payment...

Depositor Panic Triggers Run on UK Bank, Over Leveraged Banks at Risk | 09-17-2007
Analysis of: Police called to break-up Northern Rock panic queues as customers withdraw millions | www.thisislondon.co.uk
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

Police were called to manage crowds in the UK this morning as depositors lost confidence in Northern Rock and attempted to withdaw funds en masse. Depositor concerns are believed to relate to weak loan to deposit ratios and fears about exposure to subprime mortgages. Banks mentioned among...

Western Union: Threat of New Entrants and Technology Means More Turbulence Ahead | 08-01-2007
Analysis of: Western Union Drops After Verizon Announces Wireless Payments and Transfers | biz.yahoo.com
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

In this article Obopay is credited for impacting Western Union's share price. Obopay is one of many newer less expensive means of transferring funds domestically or internationally. Other emerging competitors spanning email/computer money transfer, mobile and ACH based services include: Xoom; Ikobo;...

Turning Convenience Stores into Banks: Greendot, Incomm, Visa, MasterCard Race to Build Reload Networks for Prepaid Cards | 12-11-2006
Analysis of: Green Dot and InComm Announce Strategic Distribution Agreement | biz.yahoo.com
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

The Greendot service allows prepaid card holders to pay merchants (for example Safeway) anywhere from $2 to $4.95 to “load” or “reload” cash to their card. The alliance announced is likely a preemptive competitive response to Visa and soon MasterCard who are have recently begun to...

Gift Cards: The Dark Side | 12-11-2006
Analysis of: Gift Cards | www.cardweb.com
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

The value proposition that is driving Visa and MasterCard gift card growth is one-sided in favor of customers and could provide future fodder for the proponents of antagonistic class actions, incite resistance among merchants, card issuers and/or card processors, and dampen...

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Generated at 2008-12-03T13:45:45.387