Council Members in this Study Group: 45
This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.
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Ronald IngramDirector of Product Management
ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. ![]()
Ron Ingram is the Director of Product Management at Advance America, a cash lending firm with over 2600 retail financial locations in America. From 2002 to 2006 Mr. Ingram presided over one of the most prolific product development programs in the financial services industry at National Money Mart.Mr....
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The 5Cs of Credit, P2P Lending, Social Lending, Self-Directed Lending
November 11, 2009
Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
BlackRock's Fink: Forget 'Bubble' | online.wsj.com
Laurence Fink, Chairman and CEO of BlackRock Inc. in response to questions about bank failures and economic conditions suggested today that; “…the financial system needs to be a lot more responsive to society and make sure this doesn't happen again. Risk has to be a lot more transparent to investors....
Financial Services Innovation and New Credit Sources Impeded by Regulation in the US
April 5, 2009
Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
Where Credit Still Flows | www.forbes.com
Demand for credit has never been stronger. With government support P2P or "Social Lending" has the potential to improve the efficiency of credit markets and demonstrate US leadership in financial services innovation. The US is behind the curve in P2P lending innovation and losing ground due to thedistraction...
May 2, 2008
Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
First Data Gets Major Retail Prepaid Distribution with InComm Deal | www.digitaltransactions.net
Visa's IPO was the largest in history and payment companies like Global Payment Sytems (GPN) and First Data are rising along with the tide. FDC’s choice of Incomm is likely a positive indicator of things to come. Who is the next Incomm? How will the Incomm acquisition affect the valuation of payment...
Depositor Panic Triggers Run on UK Bank, Over Leveraged Banks at Risk
September 17, 2007
Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
Police called to break-up Northern Rock panic queues as customers withdraw millions | www.thisislondon.co.uk
Police were called to manage crowds in the UK this morning as depositors lost confidence in Northern Rock and attempted to withdaw funds en masse. Depositor concerns are believed to relate to weak loan to deposit ratios and fears about exposure to subprime mortgages. Banks mentioned among...
Western Union: Threat of New Entrants and Technology Means More Turbulence Ahead
August 1, 2007
Ronald Ingram, Director of Product Management, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.
Western Union Drops After Verizon Announces Wireless Payments and Transfers | biz.yahoo.com
In this article Obopay is credited for impacting Western Union's share price. Obopay is one of many newer less expensive means of transferring funds domestically or internationally. Other emerging competitors spanning email/computer money transfer, mobile and ACH based services include: Xoom; Ikobo;...