Gerson Lehrman Group - Intelligently Connecting Institutions and Expertise.

Study Group: Life & Health Insurance Consultants

Council Members in this Study Group: 384

This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.

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Leading Experts in this Study Group

Michael Berman

Assistant Vice President
AON CONSULTING & INSURANCE SERVICES
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Michael Berman is the Assistant Vice President at Aon Consulting. He is an experienced group health actuary with over 10 years of broad insurance and consulting experience. Mr. Berman has extensive expertise in the areas of pharmacy, medical, and disability products. His consulting experience has been...

Robert Cohen, MHSA, Managing General Partner, Alliance Benefits & Compensation, LLC Robert Cohen, MHSA

Managing General Partner
Alliance Benefits & Compensation, LLC
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Robert Cohen is the Founder and Managing General Partner of Alliance Benefits & Compensation, LLC, a employee benefits services firm in Washington, DC. Mr. Cohen has over 20 years of experience as a human resources and employee benefits professional in the mid-Atlantic region. He serves on the board...

James Ward, Jr

President and Chief Executive Officer
InGenuity Group
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

James Ward is the President and Chief Executive Officer of Ingenuity Group, an independent Commercial Insurance Agency, Employee Benefits, and Risk Management firm. He is a Licensed Insurance Counselor (LIC), General Agent & Broker for Small & Middle Market clients. Mr. Ward is an active Member of...

Bilyana Savic, President, Insurance InsightsBilyana Savic

President
Insurance Insights
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Bilyana Savic is the President of Insurance Insights. She has over 16 years of experience in product development, project management, distribution growth, and market analysis for major medical, life, long term care, medicare supplement, disability, accident and specified disease. Bilyana has worked...

Daniel Buckle, Principal, Employee Benefit Resources of South Texas Daniel Buckle

Principal
Employee Benefit Resources of South Texas
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Daniel Buckle is the Principal of Employee Benefit Resources of South Texas, an employee benefit consulting firm, where he has worked since July 2004. He has over 22 years of experience in designing health, dental, life, accident and disability programs for employers of all sizes. As an independent...

GLG NewsSM Analyses by this Study Group's Leading Experts (?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.

Pandemic Risk for Health Insurers, Reinsurers, and Self-Funded Plans

May 1, 2009

FACTBOX: Economic costs of a flu pandemic | www.reuters.com

Actuarial rate projections for health plans generally do not consider the risk of an epidemic or pandemic.   A pandemic could easily increase health insurer MLR's or loss ratios by 10%. The impact on health reinsurance loss ratios would generally be leveraged, i.e. significantly greater....

Judgment Needed

June 11, 2008

Corporate Bond Risk Jumps to 2-Month High on Inflation Concern | www.bloomberg.com

Uncertainty breeds panic among people who seek to quantify risk, whether they do so judgmentally or with complex, elaborate "predictive risk models."  There is a dislocation taking place among the world's economies and the markets are simply struggling to quantify the meaning of the structural...

Understanding the Potential Impact of Future Trends in the Life Insurance Industry

December 6, 2007

Global Expansion in Life Insurance | www.eds.com

The article is interesting because is evaluating the engines behind the globalization trend in life insurance insdustry. In particular, the article examines two important demographic trends:   (1) the ageing of the world's population and (2) the increase in life expectancyof...

Medical Tourism Has Price Transparency - The United States Has Opaque Pricing

September 7, 2007

Michael Berman, Assistant Vice President, AON CONSULTING & INSURANCE SERVICES

American's Gamble for Bargain Surgery Abroad | www.medpagetoday.com

The United States has very limited price transparency for medical providers and facilities. The lack of price transparency artificially raises costs in the United States because there is very little price competition for services.  This is true even in areas where there is excess capacity.

Transparency to the Client is Paramount

July 24, 2007

Michael Berman, Assistant Vice President, AON CONSULTING & INSURANCE SERVICES

Insurance brokers reconsider taking insurer commissions | www.marketwatch.com

Contingent commissions, if not disclosed, can result in brokerage clients not knowing how much they are paying for the services they receive from their risk brokers. A commission should be viewed as just an alternative to fee-based consulting.  In theory the amount of commissions received should...

View All GLG News by members of this Study Group

Members in this Study Group include these company types:

  • Employee Benefits Consulting
  • Insurance Consulting Firm
  • Actuarial Consulting

Members in this Study Group often have these job titles:

  • Consultant
  • Principal
  • President
  • Director
  • Chief Executive Officer
  • Partner
  • Owner