Study Group: Independent Financial Advisors (US)(?)

The current market turmoil was created by good old fashion greed.  However, it can not be fixed with over regulation, it can be fixed with common sense and a true willingness of both parties, the consumer and the lender to participate in the increased risk of lending that is now prevalant...

No JP Morgan did not overpay.  They were able to capitalize on a short term liquidity crisis and in the long run benefited by capturing a company with understated book value. In addition, the crowing jewel is the fact that they will probably keep the top 10% of the talent pool at Bear...

The announcement by the State of Pennsylvania is reflective of at least two issues: the failed market for auction priced student loans, and the deteriorating balance sheets of some of the lenders. Although there is a reference to the reduced Federal subsidies, this change has been in the market...

Private equity returns must revert to their traditional levels. The availability of leveraged loans for private equity will be reasonable for transactions under $ 1 billion in size.

A government job is not a guarantee of a generous retirement pension.  State Governments are now facing the same underfunding problems in their retirement funds that industry revealed several years ago. The press needs to get this shortfall out to the general public so that they can take appropriate...