Study Group: Hypercom Point of Sale Terminal Experts
Council Members in this Study Group: 26
This study group may include experts knowledgeable on topics such as IT Services, consumer electronics, wireless devices, software, hardware, information technology, semiconductors, media, cable, satellite, internet, broadband, global positioning systems, advertising, online media, telecommunications, networking, wireless, and data storage, among others.
Contact Gerson Lehrman Group to survey or consult with members of this Study Group
Leading institutions connect with members of this Study Group through GLG
Leading Experts in this Study Group
Bill BradwayFounder & Managing Director
Bradway Research, LLC
Bill Bradway is the Founder and Managing Director of Bradway Research. Previously, Mr. Bradway lead the Banking Practice at Financial Insights, a strategic advisory firm to banks, insurance companies, asset management firms, securities brokerages, and...
- Benjamin Prusky
CEO
Freedom MerchantsBenjamin Prusky is the Chief Executive Officer of Freedom Merchants Corporation, a New York based privately-held payment processing firm, which he has led since 2004. Mr. Prusky is an expert on all subtleties of the credit card merchant-account industry....
- Kamala Worthington
President
KW Marketing ConsultantKamala Worthington is the President of KW Marketing Consultant. She was the Vice President and Marketing Product Manager for the ATM Channel at Bank of America, where she was responsible for conducting market research & competitive analysis to determine...
- Clay Wagner
President
Merchant UnionClay Wagner is President and Founder of Merchant Union LLC, a private ISO serving credit, debit and gift card processing solutions to merchants nationwide. Mr. Wagner is responsible for overseeing all departments of this corporation including inside...
- Jeff Feldman
VP Product Management
4Access CommunicationsJeff Feldman is the Vice President and World-wide Product Manager at 4Access Communications, a POS terminal manufacturer. He has over 17 years of experience in the payments industry; in all facets of payment processing including POS hardware and software,...
GLG NewsSM Analyses by this Study Group's Leading Experts(?)
Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.
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Citigroup: Will Breaking Up Be Hard to Do (Well)?
January 15, 2009
Analysis by: Bill Bradway, Founder & Managing Director,Citigroup Plans to Split Itself Up, Taking Apart the Financial Supermarket | www.nytimes.com
Citigroup, still suffering from credit related losses, is now planning to spin its Smith Barney unit into a joint venture with Morgan Stanley. Other Citigroup business units are rumored to be on the block for divestiture. Government regulators appear to be forcing this action to happen sooner rather than later. Can Citigroup succeed at breaking up its financial supermarket? Is this the end of the financial supermarket model for all big banks?
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WAMU CLOSED: SOLD TO JP MORGAN CHASE FOR $1.9 BILLION
September 29, 2008
Analysis by: Kamala Worthington, President,WaMu Becomes Biggest Bank to Fail In US History | news.yahoo.com
Rumors had been swirling over the last few weeks that WAMU was shopping for a buyer, however, the OTS (the Office of Thrift Supervision) couldn't allow WAMU to continue its operations under constraints of deposit outflows exceeding $16 billion in the last week or so and JP Morgan Chase becomes the benefactor of WAMU's collapse and acquires WAMU's deposits for a low ball amount of $1.9 billion. WAMU may have staved off a collapse if the proposed $700 billion bailout plan had been approved, however, what we witnessed this week was alot of grandstanding and political posturing but no agreement to pass and legislate the proposed $700 billion bailout plan. WAMU becomes the latest news headline and the largest FDIC-insured institution on the list of bank failures in 2008. The FDIC fund wasn't impacted by WAMU's collapse, however, other S&L's and thrifts that have failed to meet their fiduciary responsibilities have only added to the downward spiral of the U.S. economy.
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Time to Say Goodbye to the Old American Mortgage Pie?
July 14, 2008
Analysis by: Bill Bradway, Founder & Managing Director,U.S. Weighs Takeover of Two Mortgage Giants | www.nytimes.com
The news that Treasury Secretary Paulson and Fed Chairman Bernanke are trying to reassure the broader markets that Fannie Mae (FNM) and Freddie Mac (FRE) will not be allowed to fail has not produced the expected calming effect on the markets. Shares of both firms have plunged into single digits. Who would have thought that FNM and FRE would become disastrous ticker symbols whose survival is now being debated? The full faith and credit of the US government is being tossed out as a lifeline, if necessary. Whom would such a lifeline rescue? What will happen to mortgage products, origination – packaging – servicing business models, and the overall housing market?
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Delinquencies Sprout Like Weeds: Time For a Pain Check
June 6, 2008
Analysis by: Bill Bradway, Founder & Managing Director,Delinquencies and Foreclosures Increase in Latest Mortgage Bankers Survey | www.mortgagebankers.org
Adverse news continues to sprout headlines describing the expansion of delinquencies into new corners of the US bank and thrift loan portfolios. The Mortgage Bankers Association reported that 1Q2008 mortgage delinquency and foreclosure rates continued to expand abovemuch 4Q2007 levels and are now much higher than 1Q2007. How many forced transactions (e.g., Countrywide - Bank of America) or outright failures are likely? Which institutions are inching closer to the edge of extinction?
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First Boom, Now Bust Burns An Aggressive Banker
May 19, 2008
Analysis by: Bill Bradway, Founder & Managing Director,A Gamble That Went Bust | online.wsj.com
The housing bust has already made headlines from the subprime fallout, claiming dozens of mortgage banks, producing asset write offs approaching $300 billion on a global basis, and forcing many of the largest financial institutions to raise billions in new capital. Now smaller banks are going over the cliff at the expense of its shareholders and the FDIC. How many other banks are destined to fail? What are the drivers that will determine bank failures?
Members in this Study Group include these company types:
- Consulting Firm
- Payment Processing
- Application Management Software
- Independent Consulting Firm
- Systems Integrator (SI)
- Individual/Small Consultancy
- POS & Inventory Management Systems Provider
- Business Intelligence Software
- Strategic Management
- Independent Sales Organization
- ATM Services
- Software & Services
Members in this Study Group often have these job titles:
- Principal
- Director
- President
- Chief Executive Officer
- Owner
- Managing Director
- Developer
- Account Manager
- Strategy Director
- Global Sales Manager
- Regional Sales Director
- Product Development Manager
Related Study Groups
| Study Group Name | No. Members |
|---|---|
| Point-Of-Sale (POS) Terminal Experts | 500 |
| Hypercom Point of Sale Terminal Users | 15 |
| Online Payment Experts | 507 |
| Stored Value Credit Product Experts | 316 |
| Check Processing Experts | 643 |
| Verifone Point of Sale Terminal Users | 21 |
| Money Transfer Provider Experts | 295 |
| Core Bank Processing Experts | 463 |