Study Group: Credit Card Experts(?)
Council Members in this Study Group: 658
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Leading Experts in this Study Group
Tom Dailey
Founder
Tom Dailey Consulting
Tom Dailey is the Founder of Tom Dailey Consulting. He is a former management committee executive at Discover and senior vice president, head of Discover's merchant network and Discover's bankcard business, which included Mastercard and Visa processing. Following 22 years at the company, he most recently...
Barbara FraserFormerSVP, Global Brand Strategy
American Express Company
Barbara Fraser was Senior Vice President, Global Brand Strategy for American Express; she was one of the company's top 50 executives until her retirement in August 2006. During her five years at American Express, Ms. Fraser also served as Executive Vice President, Products and Chief Marketing Officer...
Product Development
Transactis, Inc.
Eric Fox, PhD, is currently the VP of Product Development at Transactis, a security and bill pay & presentment company. Mr. Fox leads Transactis' new business development efforts in financial services and telecommunications. From 1999 until 2006, Mr. Fox was with Capital One Financial Corporation,...
Kevin KramerPresident
West End Financial Advisors
Kevin Kramer is a Principal at K2 Consulting. He is also a President at West End Financial Advisors. He was previously a Senior Executive Vice-President at MBNA America until April 2005, where he was responsible for Database Marketing, Merchant Services, and Recurring Payments Initiatives. Dr. Kramer's...
Richard BialekChief Executive Officer
Bialek Group
Rich Bialek is the Chief Executive Officer of BialekGroup, a corporate development boutique that serves as a trusted advisor to C-level executives and investors in financial services. He provides corporate development and strategy consulting services, partnership, market and product development, and...
Managing Partner
Neil Montilla, Inc.
Neil Montilla is an independent consultant supporting primarely off shore financial institutions in strengthening their payment systems strategies, risk management and internal controls. He has provided consulting services to several banks in Puerto Rico, the Caribbean, and Europe as well as discussing...
Consultant
Duncan McDonald
Duncan MacDonald worked at Citibank for 26 years, serving in his last position as General Counsel of Card Products, Europe & North America. He managed all legal matters for the firm’s private label and bankcard programs. Mr. MacDonald is currently a consultant to numerous financial institutions, corporations,...
Partner
IBM Global Services
Deborah Baxley is a Partner at IBM Business Consulting Services and leads IBM’s global 200-strong “Credit Card Virtual Team” of services, sales, development and research professionals focused on the credit card industry. Ms. Baxley is sought after globally as IBM’s top credit card expert and is part...
Related Study Groups
| Study Group Name | Members |
|---|---|
| Credit Card Industry Experts | 785 |
| Retail & Commercial Bankers: Europe | 751 |
| Credit Bureau Experts | 344 |
| Sub-Prime Lending Experts | 535 |
| TMT Council Members in Member Programs | 11681 |
| Credit Card Industry Experts (UK) | 55 |
| Marketing or Advertising Experts | 3823 |
GLG NewsSMAnalyses by this Study Group's Leading Experts(?)
Discover's acquisition of the Diners Club global network could greatly improve Discover's merchant acceptance. However, there are major technical and operational hurdles involved in integrating the two networks.
Credit Card delinquency and chargeoff rates are still tracking below historic highs. There are signs that 2007 account vintages, especially those at or near subprime scores, may be among the worst performing vintages ever. Card issuer guidance on delinquencies, writeoffs and loan loss provisions...
The Lafferty study indicates that forced reductions of bankcard interchange fees in Australia have not significantly harmed issuer or network profits. This is the exact opposite of what industry representatives had predicted. If Lafferty is on target, interchange pricing...
- Plastic Cards as access devices to various types of payment accounts will continue to be important but will increasingly give way to alternative access methods - These alternative access methods will include devices such as smart-card enabled devices such as cell phones, watches or other devices and...
The near-term prospects for MasterCard are positive, despite a weak US economy. MasterCard is riding a trend of payment transactions moving from cash and check to card and electronic media. The challenge to MasterCard comes from potentially disruptive regulatory and technology forces that MasterCard...
Most Common Company Types:
- Credit Cards
- Consulting Firm
- Independent Consulting Firm
Most Common Job Types:
- Director
- Consultant
- Principal
- Chief Executive Officer
- President
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