Gerson Lehrman Group - Intelligently Connecting Institutions and Expertise.

Study Group: Credit Card Experts

Council Members in this Study Group: 787

This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.

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Leading Experts in this Study Group

Dominic Paniccia

Senior Research Director
CARD (Card Analytics, Research and Discussion)
What is a GLG Scholar?|GLG Scholar denotes Council Members with a CouncilRank(SM) in the top 20%.What is a Premium Council Partner?|Premium Council Partners are leading Professional Service Firms that work exclusively with GLG.

Dominic Paniccia is Senior Research Director at CARD (Card Analytics, Research and Discussion), a firm which offers research and advisory services including surveys of credit card industry managers and executives, in-depth quantitative assessments, forecast models and comparative analytics on the largest...

8 recent event(s)
Duncan MacDonald

Consultant
Duncan McDonald
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Duncan MacDonald is an independent consultant to financial institutions, corporations, and think tanks on payments, privacy and data protection, alternate dispute resolution, bankruptcy, class action reform, antitrust, joint venture, plain language, and constitutional issues. He has worked at Citibank...

32 recent news post(s)
Barbara Fraser, SVP, Global Brand Strategy, AMERICAN EXPRESS COMPANYBarbara Fraser

FormerSVP, Global Brand Strategy
AMERICAN EXPRESS COMPANY
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Barbara Fraser was Senior Vice President, Global Brand Strategy for American Express; she was one of the company's top 50 executives until her retirement in August 2006. During her five years at American Express, Ms. Fraser also served as Executive Vice President, Products and Chief Marketing Officer...

Arthur Montilla

Managing Partner
Neil Montilla, Inc.
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Neil Montilla is an independent consultant supporting primarely off shore financial institutions in strengthening their payment systems strategies, risk management and internal controls. He has provided consulting services to several banks in Puerto Rico, the Caribbean, and Europe as well as discussing...

5 recent news post(s)
Richard Bialek, Chief Executive Officer , Bialek GroupRichard Bialek

Chief Executive Officer
Bialek Group
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Rich Bialek is CEO of BialekGroup, providing corporate development and strategy consulting services, partnership, market and product development, and assistance in raising expansion capital. Clients include: American Express, Capital One, Dun and Bradstreet, Discover, MasterCard, JP Morgan Chase, Providian,...

11 recent news post(s)
Matt Simester

Director
AURIEMMA CONSULTING GROUP INC
What is a GLG Scholar?|GLG Scholar denotes Council Members with a CouncilRank(SM) in the top 20%.What is a Premium Council Partner?|Premium Council Partners are leading Professional Service Firms that work exclusively with GLG.

Matt Simester is the Director at Auriemma Consulting Group (ACG), a UK based firm providing comprehensive management consulting to the financial services industry with a particular focus on cards and lending. ACG provides performance assessment and benchmarking services in Collections, Recoveries,Compliance...

Daniel Paul

Consultant
Dan Paul Consultant
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Daniel Paul is an independent Consultant in the UK Retail and Financial Services markets and has completed assignments with a number of leading UK retailers and financial institutions. From 2003 to 2005, he was a Strategic Development Manager at Argos Retail Group, a UK retailer in general merchandise...

10 recent news post(s)
Eric Fox

Product Development
Transactis, Inc.
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Eric Fox, PhD, is currently the VP of Strategy at Transactis, an electronic payments & presentment company. Previously, Mr. Fox was with Capital One Financial Corporation, where he spent six years, most recently as the GM of the Payment Networks and Co-Brands division managing all aspects of the company's...

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GLG NewsSM Analyses by this Study Group's Leading Experts (?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.

Nothing is Risk Free: Reaction to Visa (V) and MasterCard (MA) earnings reports

November 7, 2009

GLG Expert Contributor

2nd UPDATE: Visa Swings To 4Q Pft; Announces $1B Shr Buyback | online.wsj.com

Very real risks to both Visa and MasterCard are often glossed over by analysts. It is flawed to assume that their business is immutable and “risk free.” Both companies need to anticipate new market entrants and continue to evolve and innovate. Very real competitive threats abound.

Helping retailers earn more profit on their most profitable transactions?

October 19, 2009

GLG Expert Contributor

Interchange Fees Step Into the Spotlight | online.wsj.com

Sensing an opportunity to benefit from anti-banking sentiment in Washington, the National Retail Federation and other retailer lobbying groups have intensified their efforts against the payments industry. Retailers have skillfully cloaked their agenda to reduce the cost of accepting credit card payments...

Loss of arbitration of cardholder disputes could sink card industry

October 15, 2009

Duncan MacDonald, Consultant, Duncan McDonald

Turmoil in Arbitration Empire Upends Credit-Card Disputes | online.wsj.com

Although the article is about an investor's failed bet on arbitration of card disputes, the bigger fail will belong to the card industry -- the 1 billion bank and private label cards held by 200 million consumers. Issuers of those cards have all but lost the right require arbitration and the enormous...

Threats to make CARD Act worse and to regulate interchange fees

October 6, 2009

Duncan MacDonald, Consultant, Duncan McDonald

Banks Face Pressure to Bend on New Agency - American Banker Article | www.americanbanker.com

The article is about the wrangling in Congress to enact a so-called "Consumer Protection Agency." But it carries a threat to bankers. If they don't stop trying to block a CPA, Congress will enact piecemeal bills that will prevent card issuers from being able to reprice in response to the CARD Act...

Bankcard industry lobbies Congress to leave interchange fees alone

September 22, 2009

Duncan MacDonald, Consultant, Duncan McDonald

Lafferty Group - Interchange battle rages on | www.lafferty.com

The primary story here is not the card industry's standard defense of bankcard interchange fees. It is that Visa and industry trade associations are responding to the clear and present danger that an angry Congress is going to side with merchants by enacting a law to limit interchange fees. Their defense...

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Members in this Study Group include these company types:

  • Credit Cards
  • Consulting Firm
  • Independent Consulting Firm

Members in this Study Group often have these job titles:

  • Director
  • Consultant
  • Principal
  • President
  • Chief Executive Officer

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