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Study Group: Check Printing Services Experts

Council Members in this Study Group: 77

This study group may include experts knowledgeable on commercial banking, retail banking, asset management, mortgages, consumer finance, exchanges, capital markets, transaction processing, credit cards, insurance, and business services.

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Leading Experts in this Study Group

Nathaniel Finkin, Managing Partner and Principal, Finkin Capital AdvisorsNathaniel Finkin

Managing Partner and Principal
Finkin Capital Advisors
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Nathaniel Finkin is the Managing Partner and a Principal of Finkin Capital Advisors, a firm started in 2008 that provides consulting and advisory services in the areas of debt and equity arrangements, capital structure, cash flow management, efficiency,...

Kamala Worthington

President
KW Marketing Consultant
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Kamala Worthington is the President of KW Marketing Consultant. She was the Vice President and Marketing Product Manager for the ATM Channel at Bank of America, where she was responsible for conducting market research & competitive analysis to determine...

Bruce Cundiff, Research Director, JAVELIN STRATEGY & RESEARCH INC.Bruce Cundiff

Research Director
JAVELIN STRATEGY & RESEARCH INC.
What is a GLG Educator?|GLG Educators have qualified for GLG Member Programs and are therefore eligible to participate in ongoing in-depth consulting projects with GLG clients.

Bruce Cundiff is the Director of Research at Javelin Strategy & Research, a provider of primary syndicated and custom market research and advisory services focused on financial services, payments, identity fraud and electronic commerce. The firm’s typical...

Rocky Atwood

Former Senior Vice President, Asst. Chief Tech. Officer
Amegy Bank of Texas
What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Rocky Atwood was a Senior Vice President and CTO for Amegy Bank, a commercial bank with $7.5 billion in assets from 1991–2006. Mr. Atwood was the manager of the technology strategy group and developed strategic plans for technology platforms at the enterprise...

GLG NewsSM Analyses by this Study Group's Leading Experts(?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.

UK banking landscape presents potential for new competitors

September 21, 2009

State Bank of India open to acquisitions in UK | www.reuters.com

The large scale nationalization of the UK banking system leaves open the possibility for new players to enter the marketplace and compete.  While American banks are still struggling en masse with capital issues, many foreign banks are not facing those same issues, and are likely to consider the UK for expansion opportunities.

Higher defaults in a CRE book don't necessarily translate to more losses

September 16, 2009

Wells Fargo, Fifth Third Add to Predictions of Higher Defaults | www.bloomberg.com

One of the most compelling contrasts between the 2007-08 (and still ongoing) meltdown in the residential housing market, vs. the forecast bubble-burst in commercial real estate for 2009-10, is the methodology banks and lenders use to forecast losses.  This contrast will definitely lend itself to more transparency and clarity with this current lending crisis vs. the previous residential and consumer meltdown. 

Capital One will be pressured along several fronts in 2009

June 11, 2009

Capital One Looks to Adapt to Credit Card Laws | www.washingtonpost.com

1) The CARD act of 2009 will impair fee collection, and absent a new drive to assess annual fees to their better clients it will be challenging if not impossible to recoup those fees. 2) Capital One will be dealing with rising unemployment, which has and will continue to correlate directly to higher delinquency and higher charge offs 3) The response to these events from a risk management perspective will inhibit asset growth and thus compound the earnings issue

Pensions are a dying breed

April 22, 2009

Employers to close more pension schemes as funding shortfall hits record | www.telegraph.co.uk

1) The nature of the employment landscape has so fundamentally changed over the last 30 years that the retirement vehicles put into place to help employees are nearly obsolete. 2) Pensions, in addition to their nearing obsolecence, are becoming significant liabilities for firms, who are struggling with record violatility in the value of their pension funds 3) Firms are finding and utilizing alternative solutions to provide employees with enhanced retirement benefits

Look out for regionals in 2009

March 16, 2009

Surge in Bank Failures Expected in '09 | online.wsj.com

1) Regional banks do not have a diverse income stream, and are heavily reliant upon net interest margin and "balance sheet banking" to generate income 2) While bank failures will likely be concentrated in certain marketplaces, the likelyhood of failure or success has more to do with reliance upon loan performance and less to do with size or location 3) Larger banks have mostly divested themselves of toxic assets, and the financial services sector as a whole has largely digested the mortgage meltdown.

View All GLG News by members of this Study Group

Members in this Study Group include these company types:

  • National Banks
  • Regional Banks
  • Consulting Firm
  • Independent Consulting Firm
  • Individual/Small Consultancy
  • Credit Union

Members in this Study Group often have these job titles:

  • IT Manager
  • Chief Information Officer
  • Principal
  • Consultant
  • IT Director
  • Managing Director
  • Director
  • President
  • System Analyst