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October 10, 2007
dont lose the lesson on what walmart has always been about, always!
Analysis of: Wal-Mart's New Growth Opportunities | www.businessweek.com
Author: GLG Expert Contributor
year over year comp percent increases is a dated tool for walmarts growth for the giant who still only has less than %5 of retail sales and not a good penetration into urban markets the sky is the limit value and in stock have always been the focus not owning a specific demographic
October 7, 2007
WSJ quotes HSA Consulting Principal Re: Wal-Mart's Competitive Position in a Changing World
Analysis of: Wal-Mart Era Wanes Amid Big Shifts in Retail | online.wsj.com
Author: Howard Jackson, President, HSA Consulting, Inc
Lead Wall Street Journal article published October 3, 2007 reviewing the changing retail competitive landscape. HSA Consulting Competing retailers have identified strategies to defeat low prices: - marketing non competing services such as PetSmart (on site Pet hotels, grooming, and vet services)...
September 27, 2007
Home Centers and Mass Retail Trending Alike....
Analysis of: Consumer spending slows, retailers take hit | www.nydailynews.com
Author: John English, Owner, J.L. English Associates, Inc.
Economic weakness starting to show at the register.  Low Consumer Confidence Index in Sept could become an epidemic. Two players in diverse retail sectors trim expectations for 2007 who will follow 
September 24, 2007
“Eating New Crow on Old China”
Analysis of: Recalls Post Challenge for Mattel CEO | biz.yahoo.com
Author: John English, Owner, J.L. English Associates, Inc.
4th quarter implications Future of Global Sourcing Effects of costs and margin when and if quality control and higher standards are imposed  
Raj MehraSeptember 20, 2007
Low Loan Loss Reserves at Banks Could Cause Problems Ahead
Analysis of: E*Trade Hit By Mortgage Turmoil | online.wsj.com
Author: Raj Mehra, President & Founder, Chelsea Advisory Services
Loan loss reserves at banks are at historic lows. At the same time, the credit cycle has turned viciously negative, particularly for mortgages. Banking regulators are likely to ratchet the pressure up on banks to raise their loss reserves. The most vulnerable are banks with outsized exposure to the...
Laurence HellmanSeptember 18, 2007
Simply Vera is Now On the Selling Floor
Analysis of: Vera Wang Set to Dress Up Kohl's | online.wsj.com
Author: Laurence Hellman, Independent Consultant, Laurence Hellman
Vera Wang apparel, accessories, and home furnishings  at Kohl's have been discussed, debated,  and analysed for months. Some experts are confident the Vera customer has never heard of Kohl's and the Kohl's customer has never heard of Vera. Well, the goods are now on the selling...
Raj MehraSeptember 10, 2007
Countrywide Spells Out Its Strategy to Manage Credit Market Crisis
Analysis of: Countrywide Communicates Staff Reductions to Employees | online.wsj.com
Author: Raj Mehra, President & Founder, Chelsea Advisory Services
Countywide's announcement late last Friday and Angelo Mozilo's letter to employees provide a unique window into CFC's strategy for addressing the impact of the credit crisis on its business. The letter provides details on the steps that CFC is taking to shelter itself from the fallout. Unfortunately,...
Raj MehraSeptember 5, 2007
Writedowns of Retained Interests Could be Next Shoe to Drop for Subprime Lenders
Analysis of: NovaStar to Slash Lending and Cut Jobs | www.nytimes.com
Author: Raj Mehra, President & Founder, Chelsea Advisory Services
Retained interests from securitizations made up more than 75% of the shareholder's equity at NFI. Also, the company has elected to finance these securities. Demand, never very strong to begin with, has deteriorated severely in the last month. The company could be forced to recognize a sizeable...
Laurence HellmanSeptember 5, 2007
Vera, Vera off the Mall: Will You Help Kohl's This Fall?
Analysis of: Vera Wang Set to Dress Up Kohl's | online.wsj.com
Author: Laurence Hellman, Independent Consultant, Laurence Hellman
The upcoming introduction of Simply Vera is a major initiative by Kohl's to update and energize a slightly tired sportswear vendor/  brand structure. This is a big development in a month chock full of major launches among key retail players: in addition to Vera Wang at Kohl's, we have...
Martin BrillAugust 27, 2007
Vera Wang's New Line Is The Most Expensive Apparel Brand At Kohl's
Analysis of: Vera Wang Set to Dress Up Kohl's | online.wsj.com
Author: Martin Brill, Managing Partner, Sweetwater Consulting LLC
1.In department stores, it is very rare that the most expensive line in a department ever does well. 2. It is unlikely that the typical Kohl's customer ever heard of Vera Wang. 3. Kohl's advertising campaign on this brand does not speak to their moderate customer base. 4. Vera Wang's designer line will...

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