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June 26, 2008
Customer Value Creation in an Economic Downturn
Analysis of: Creating Customer Value in a Down Economy | blog.insight-data.com
Author: GLG Expert Contributor
Analysis of: Creating Customer Value in a Down Economy | blog.insight-data.com
Author: GLG Expert Contributor
This article describes the strategies companies should take to increase customer value in an economic downturn. During these periods, companies should focus on identifying, understanding and catering to their best and high potential customers thus increasing their value to the organization. The...
June 6, 2008
There Will Be Blood(letting)
Analysis of: It Ain't Over Til It's Over: Financials, Credit Cards and Housing | seekingalpha.com
Author: James Butler, President, Rigley Financial Corporation
There Will Be Blood(letting)
Analysis of: It Ain't Over Til It's Over: Financials, Credit Cards and Housing | seekingalpha.com
Author: James Butler, President, Rigley Financial Corporation
Citigroup has continued to show losses in global operations, some relating to subprime issues. However, while many of the financial institutions are showing losses, Citi's losses are different, which is a good thing for the investor.
March 7, 2008
Prometheus, please bring the credit unions fire!
Analysis of: Why Credit Unions Just Don't Get It. | credituniontimes.com
Author: James Butler, President, Rigley Financial Corporation
Prometheus, please bring the credit unions fire!
Analysis of: Why Credit Unions Just Don't Get It. | credituniontimes.com
Author: James Butler, President, Rigley Financial Corporation
Considering the current fall-out in Commercial Lending with the big banks (most of which were deservingly so), such as Wachovia, Chase, and Bank of America, the Credit Union field has such great opportunities to grow their market-share if they just decided to move into the 19th Century, instead of living...
March 3, 2008
Driving with the rear-view mirror - Recession Fears Realized
Analysis of: Analysts give CIOs advice on weathering recession | www.infoworldmagazine.com
Author: James Butler, President, Rigley Financial Corporation
Driving with the rear-view mirror - Recession Fears Realized
Analysis of: Analysts give CIOs advice on weathering recession | www.infoworldmagazine.com
Author: James Butler, President, Rigley Financial Corporation
The Economist recently described specific events that would lead one to believe that the U.S. Economy is already in the throws of a recession, yet the nay-sayers (including our illustrious President) state that there is still some signs of life negating this apparent event. I feel that like the 90's,...
December 10, 2007
Not Enough....Not Even Close
Analysis of: Llenders Agree to Freeze Rates on Some Loans | www.nytimes.com
Author: James Butler, President, Rigley Financial Corporation
Not Enough....Not Even Close
Analysis of: Llenders Agree to Freeze Rates on Some Loans | www.nytimes.com
Author: James Butler, President, Rigley Financial Corporation
The rate-freeze approved and being implemented by the government is not nearly the answer to the problems facing the Mortgage Industry, or the Financial District as a whole. The problem is systemic, and the solution is only one of a bitter pill to swallow.
October 16, 2007
The Greater Fool Theory?
Analysis of: Wilbur Ross Sees Mortgage Market Rising in Subprime Debt's Wake | www.bloomberg.com
Author: James Butler, President, Rigley Financial Corporation
The Greater Fool Theory?
Analysis of: Wilbur Ross Sees Mortgage Market Rising in Subprime Debt's Wake | www.bloomberg.com
Author: James Butler, President, Rigley Financial Corporation
Mr. Ross' acquisition of American Home Mortgage's servicing unit is a bold attempt to continue his legacy of "turnarounds" in the business arena. Like Merrill Lynch's purchase of First Franklin, Ross' move may disprove the adage "when there's blood in the streets, buy real estate", and prove the "Greater...
September 3, 2007
Why the Fed's Help Won't Help
Analysis of: Inside the Countrywide Lending Spree | www.nytimes.com
Author: James Butler, President, Rigley Financial Corporation
Why the Fed's Help Won't Help
Analysis of: Inside the Countrywide Lending Spree | www.nytimes.com
Author: James Butler, President, Rigley Financial Corporation
It is wonderful that President Bush's plan to help the disenfranchised keep their homes, and in some (albeit, few) cases, this program will work. But like the cut in the commercial lending rates, this is more symbolic than helpful, and the true problems will persist after the assistance package is ...
August 29, 2007
The Greater Fool Theory
Analysis of: FOCUS Credit ratings face credibility gap, inquiries in wake of sub-prime woes | www.forbes.com
Author: James Butler, President, Rigley Financial Corporation
The Greater Fool Theory
Analysis of: FOCUS Credit ratings face credibility gap, inquiries in wake of sub-prime woes | www.forbes.com
Author: James Butler, President, Rigley Financial Corporation
For years now, the Mortgage and Commercial Lending arena has been the subject of great debate as to whether sound credit decisions were being made. Now, finally, the proof of careless lending practices are coming to light: the question at hand is how will we deal with the fallout?
July 30, 2007
Pride Go Before The Fall
Analysis of: Countrywide profits fall 33% | www.inman.com
Author: James Butler, President, Rigley Financial Corporation
Pride Go Before The Fall
Analysis of: Countrywide profits fall 33% | www.inman.com
Author: James Butler, President, Rigley Financial Corporation
Countrywide's heavy reliance on its underwriting programs and steady appetite for Pay-Option ARM's has created havoc for its portfolio management team. Countrywide's belief that it was smarter than the Mortgage Industry has led to this situation, and we have only begun to see the impact.
July 2, 2007
Florida is not making auto insurance voluntary.
Analysis of: Will auto insurance become optional? | www.miamiherald.com
Author: GLG Expert Contributor
Analysis of: Will auto insurance become optional? | www.miamiherald.com
Author: GLG Expert Contributor
Florida is considering dropping the PIP coverage as a required coverage since claims under this coverage have a large amount of fraud associated with them that prior legislation has failed to correct. Despite the fraud component, there are many people that do get treatment in accordance with the original...
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Source Article | Expert Analyses
Lenders reject multiple credit applications
www.guardian.co.uk
Western Digital working on 20,000 RPM Raptor
www.bit-tech.net
Sovereign Wealth Fund Assets Could Triple by 2013
www.bloomberg.com
Bank Debt Risk Rises as Writedowns, Losses Exceed $500 Billion
www.bloomberg.com
Commerzbank Plans to Sell Linde Stake, Manager-Magazin Reports
www.bloomberg.com
Spinning Disk is history
September 1, 2008
Long term implications of the credit crisis
August 26, 2008
Mortgages - How do we solve the financing issues?
August 25, 2008
Credit, Credit...Who Has Credit?
August 25, 2008
As long term investors, Sovereign Wealth Funds may have the last laugh
August 25, 2008

