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GLG News by US P&C Insurance Pricing Trend Experts

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April 21, 2008
Florida's Soft Market May End Due To Legislative, Not Natural Distasters.
Analysis of: Senate passes homeowner's insurance bill tougher on companies | www.sun-sentinel.com
Author: GLG Expert Contributor
Let The Industry Stabilize And Grow By It's Own Dynamics Instead Of Another House Bill. 
April 21, 2008
10-15 billion dollar for jumbo loans may not be enough.
Analysis of: Freddie to Finance Jumbo Loans | online.wsj.com
Author: GLG Expert Contributor
What Freddie Mac is doing now is supposed to do 3 years ago (a call from Allen Greenspan in May 2005), specifically to liquidate substantially with little disruption to the housing market in 2005.  The call from Allen Greenspan came at the time when the combined holdings (of mortgages and mortgage...
April 17, 2008
Banking Industry: WB follows what it takes to do right things
Analysis of: Moody's, Fitch Affirm Wachovia Rating | biz.yahoo.com
Author: GLG Expert Contributor
Wachovia follows what it takes to do right things to correct the pitfalls.
April 14, 2008
With Hurricane Season Approaching, Have Insurers Been Charging Enough?
Analysis of: Active hurricane season predicted | www.businessinsurance.com
Author: GLG Expert Contributor
This Storm Season Will Identify Those Carriers Who Have Managed Growth And This Soft-Market With Discipline.
April 7, 2008
Simply trust insurance companies like you trust the other companies you exchange money for services with
Analysis of: US property insurance 2008 rates seen flat to soft | www.reuters.com
Author: GLG Expert Contributor
What is a business or homeowner's biggest fear?  One of them is the fear that something will happen and the insurance company will not be able to pay their claim.  This is simply a false fear in this day and age. Simply stated, insurance companies are running a business and they understand...
April 4, 2008
The housing & mortgage issues coupled with gas & food prices will have a domino effect
Analysis of: Overdue Consumer Debts Highest Since 1992, ABA Says | www.bloomberg.com
Author: GLG Expert Contributor
The housing market decline coupled with the mortgage crisis and bad loans has caused many people to go into debt. Many people got loans that were "too good to be true", because they were.  Other people wanted to turn a profit on a property and due to the housing problems, that didn't...
March 31, 2008
Florida Property Insurance Poll: No More Quick Fixes
Analysis of: Florida Property Insurance Poll: No More Quick Fixes | www.insurancenewsnet.com
Author: GLG Expert Contributor
Government band-aids can only cover injuries that a true free market can heal.
March 26, 2008
The ore is hot. ..now strike.
Analysis of: US property insurance 2008 rates seen flat to soft | www.reuters.com
Author: GLG Expert Contributor
In this soft-market, Insurance profit centers must add as many new clients as is possible, but must adhere to strong fiscal discipline at the same time.
March 24, 2008
More regulation of insurance.
Analysis of: New ‘Bermuda Triangle’ Emerging, | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Compliance proceedures resulting from overwhelming government regulation of the insurance industry has produced an expense at agency level greater than that of policy acquisition.
March 24, 2008
Using An Applicant's Credit As A Rating Factor For Insurance
Analysis of: New ‘Bermuda Triangle’ Emerging, | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
The rates and availability of insurance policies are issues difficult enough. "Credit scoring"adds to the difficulty.  

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