GLG News by Rating Agency Experts

a) existing federal, state amd municpal compliance check and balances exist b) move Rating Agency solutions to subprime mortgage losses in the large secondary market traunces into the origination systems & procedures

On the surface, statements seem valid and perhaps are for individual properties and new construction plans. The structured financings inside management contracts and leases provide relatively stable cash flow for the real property owners and lenders that are the underlying financiers of the hotel industry....

Implications: 1.The Financial Institution makes a strategic decision to eliminate "Risk" by terminating residential mortgage loans through the independent mortgage broker. A new market must emerge . 2.The risks to the lender: 1. To gain business by offering Competitive Rates and, 2. Reliance on buyer...

Implications: 1."At Risk" - Federal Mortgage Insurance for Tainted borrowers at the brink of foreclosure. 2.A Transfer Mechanism , which will faal bt default to the US Taxpayer. 3.Lenders will receive a "Hope" of more recovery within the parameters of rising mortgage delinquencies? 4.The Regulatory...

Continued from part 1.

As subprime mortgage losses cascade throughout the global financial system, attention has turned to the structure and performance of the bond rating industry. Faulty ratings on securities backed by subprime mortgages are believed responsible for billions of dollars in losses. This White Paper argues...

Implications: 1.Causation and Affect: Rising interest rates result in higher fees to replace Debt. 2.Investors shy away from the securities and, in turn, the dealers ceased committing capital to prevent marketplace failures. 3.The absence of bids on auction debt by dealers was the salient issue in this...

Implications: 1. Experienced merchant networks provide accessability for customers. 2.The Obective:improvement of the firm's competitive in the marketplace - Tranparency is unknown. 3.Acquisition of Diners Club, noted as as premium card brand ,by Discover Card is Expected to enhance Brand Recognition....

Implications: 1.The major default is a softening of the entire insirance marketplace. Perhaps the Credit Crisis has not been , fully, defined. 2.The soft cycle, as defined by the private equity buyer, has Not evolved - full cycle. 3.A theory presents itself - " A firm's understanding of the Dynamics...

Implications: 1.It questionable, at best, that PRIVATE Sources have of Finance have disappeared.Perhaps, non-involvement in bad decisions is a proper statement of fact. 2.A critical component of the matter , at hand, is the availability of fresh funding for the declining US housing price scenerio. 3.Government...