GLG News by Rating Agency Experts

Implications: 1.A Troubled Financial Banking Marketplace COULD lead to the concept of US Capitalization, which is the basis of our Financial Heritage. 2.American Bankers in discussions with Foreign Governmental Entities is considered to be Realistic? 3.The Salient Issues on the table - "What is our...

Implications: 1.A search for Capital in a Down - Side Financial Marketplace , perhaps, a signal of Material Undercapitalization. 2.Due Diligence and Disclosure should be of paramount importance. 3.Tainted Financial Posture caused by mortgage -  related losses and write downs due to all credit market classes....

JP Morgan's capital raising is prudent because (1) the Bear Stearns acquisition will be dilutive to JP Morgan's capital position, and (2) the current turmoil in the credit markets is far from over.

Implications: 1.Purchase an asset at a deep discount - well below origination value. A menu of leveraged loans to private equity and the opportunity for profitability. 2.A list of loans purchased for $.10 on the dollar ( $1.00 ) , in addition to assumption of debt.Value-added to the puchaser by way...

Freddie Mac (GSE - Government-Sponsored Enterprises) wastes no time and begins to finance $10 billion to $15 billion in jumbo mortgages from big lenders. This follows the actions of other GSE's to add liquidity into the real estate market. I sincerely believe that this effort will help to flatten...

Current 'so called' mortgage metrics are not necessarially useful now or in the future. Ratios and numbers can always leave room for interpretaion and misdiagnosis.   Definately positive refi action is taking place for the strapped borrowers and principal committed investors; the GSE's should keep...

a) Ease investor anxiety NOW   b) Secondary Mortgage Market Investors have been worried that recent data indicate a slowing economy, which would continue to cut into potential profit growth and actual principal at some of the nation's biggest mortgage companies, and portfolios.

Implications: 1.Additional write-downs by a Major player in the Banking Idustry will affect the stock price, financial marketplace and, stockholder. 2.It is, entirely, possible that the mentioned Financial Insitution will set a precedent in the community of peers. 3.From profitability of $2.00 + per...

Implications: 1.The entire Financial Marketplace is experiencing  Negative implications  of the M & A cause and effect. 2.One can define this example as a "Bailout" ; an injection of new liquidity by the Government or Private Investor's , who will place a Demand for Control by way of an...

a) it does appear that the independent mortgage broker is going the way of the independent insurance agent and the independent fee based financial planner b) technlogy will be key in providing the independent mortgage broker, the acutal end-user (borrower) and actual owner-buyer-investor of...