GLG News by Rating Agency Experts

Implications: 1.Inadequate Capital is properly sustained by Financial Rating Criteria. 2.The Institution moves toward splitting its' Municipal Bond and Structured Finance Businesses - A proper reflection of inadequate Capitalization. 3.Under Capitalization is due risky Financial Structered Financial...

Implications: 1.A reported loss of 90% of Market Capitalization implies a threat to the Institutions' credit rating - market positioning may have Financial Impact on future Decision Making relating to the form's capacity to be a Competitor amongst peers. 2.Causation: the subprime - mortgage securities...

1) Amerprise has been aggressive ever since its Personal Advisor and Banking separation from Amercan Express 2) MasterCard appears to be the predominate card network

Implications: 1.A failure of Decision-Making and Strategy with an objective of higher retirns. 2.An error of Financial Judgement by assuming that the use of auction rate marketplace might be taped to finance additional investments in government and corporate bonds. 3. This Financial option was proposed...

Implications: 1.A COMPLETE review and compilation of ALL Financial Data over the past two (2) years: Extensive review of Operational Capitalization. 2.A complete analysis of the Firm's Revenue and Expense Recognition policy and procedures of the firm. 3.An entire re-statement of Financial Data for years...

If a major bond insurer was to lose its triple-A rating the likely outcome is a redistribution of losses rather than incremental losses. In the longer run the impact could even be positive.

Implications: 1.Debt risk is the , primary, motivating factor.Such risk causes the need for additional capital and elimination of dividends for investors. 2.Rating firm's confirm the risk assessment and lower the institution's standing rate: Affect on the firm - Either higher interest rates or the inability...

Considering the current fall-out in Commercial Lending with the big banks (most of which were deservingly so), such as Wachovia, Chase, and Bank of America, the Credit Union field has such great opportunities to grow their market-share if they just decided to move into the 19th Century, instead of living...

Implications: 1.Shell companies for the sole purpose of raising capital through Initial Public Offerings - A Void Entity. 2.Initial Capitalization must be HIGH to acquire one or more PROFITABLE operating companies. 3.All listings on the AMEX have been transferred to the Nasdaq - a highly liquid electronic...

Implications: 1.A Private Equity firm MAY require an additional Capitalization or Cash Infusion. 2."Risk" factors are Material and many concerns are abound as management , clearly, identifies a weakness. 3.Excessive losses have surfaced and it is very likely that the auto and mortgage lender will...