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GLG News by Medicare Supplement Insurance Brokers

Joseph DelaneyManaging PartnerHilb Rogal and Hobbs of Metropolitan Washington, Inc. What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Cat Modeling is Here to Stay

April 22, 2008

Insurers Overly Focused On Cat Models, Says Expert | www.propertyandcasualtyinsurancenews.com

Primary insurers and reinsurers will demand that catastrophic modeling be used in order to justify their underwriting decisions of this type of insurance.  These newer models in conjunction with in-house capacity aggregation tools (Insurers now know where and how much of their capacity is in play) will guide their underwriting decisions from windstorm and earthquake to workers compensation in terrorism prone cities like DC and NYC.  The process is another way to spread the risk, so that any one insurer does not take a huge hit from any one event.  Using technology to spread risk will utimately decrease volatility in insurance markets. 

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

The other side the CDHP's

September 27, 2006

When Empoyees Pay for Health Care, the Boss Pays too | online.wsj.com

CDHP's are not the "end all" to the growing healthcare problem in this country, but at least it is a beginning for the employer and employee to gain back some sort of control on the expenditure they have on insurance premiums.

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Rising Costs

August 23, 2006

Some Factors Fueling Rising Healthcare Costs in 2006 | www.pwc.com

Analysis of PriceWaterhouseCooper's Report dated January 2006 and how it relates to current trends 

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Large Group vs. Small Group market is very different

August 23, 2006

CDHP's and the market trend in NJ, NY & PA | www.hctproject.com

To compare solely on the basis of large group trends vs. small group trends would be unfair as the needs of the small group business owner are different.

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Not reflective of current trend

August 23, 2006

Aetna Shares Drop on Medical Costs, Enrollment Cut | www.medscape.com

We need to look at the overall picture and not just the current numbers.

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Not just a novelty

June 5, 2006

CDHP Phenomenon | hr.blr.com

1. In the begining
2. Tax changes
3. Exciting new product suites mean better rates

Anthony Cancela, President

Anthony CancelaPresidentCANCELA INSURANCE BROKERAGE, LLC What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

CDHP vs HSA

June 5, 2006

CDHP's and the market trend in NJ, NY & PA | www.hctproject.com

-CHDP's vs HSA
-Why so popular?
-Will the original HMO plan come back?

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