December 1, 2008
Global Recession! Acknowledgement by Senior Management and the Financial Consequence.
Analysis of:
Temasek Plans Pay Cut, Anticipates Global Recession | www.bloomberg.comAuthor: GLG Expert ContributorImplications:
1.A Senior Singapore Management Team anticipates a Global Recession beyond 2009 and accepts the ultimate sacrifice:Voluteering a 15% - 25% cut.A concept , which, is NOT readily acceptable by other like-kind Insitutions.
2. Investment in US and British troubled Financial Institutions
turn...
December 1, 2008
Small Business: Short- Term Fixes Lending a Hand to Small Business! Temporary!
Analysis of:
Bank lending to small businesses rises 10% | business.timesonline.co.ukAuthor: GLG Expert ContributorImplications:
1.A Patch to Survive the Recession:A Government reaction - Real or Imagined?
2.The Liquidity Position ( Cash Flow) will improve with the enhancement
of a Small Loan Guarantee "Scheme" and an extended opportunity to carry - back losses to provide relief.A Short Term Fix.
3.It...
November 27, 2008
HSBC : Ignors A Quasi - Regulatory , Questionable Policy and Dictates a Direction!
Analysis of:
HSBC fails to pass on full Bank of England cut | www.timesonline.co.ukAuthor: GLG Expert ContributorImplications:
1.A Major Financial Banking Insitution will not pass - along a percentage reduction in Interest Rates : A managerial decision wit merit!
2.It may appear as though Government Regulation in the UK is trying to supercede that of management decision-making and, hence, usurp the goals...
November 26, 2008
Spread Betting: It is Apparent that IG's Venture did Not Grasp the Concept!
Analysis of:
IG’s value plummets by 27% after spread bets on bank shares cause £12m of bad debts in one month | business.timesonline.co.ukAuthor: GLG Expert ContributorImplications:
1.Betting Duty and Doubtful Debts were adversely affected by the impact of Market Volatility - casuality of the Marketplace.
2.It may appear as though the Larger Debts arose from client positions
in RBS and the main equity indices.
3.Derivative Products are Advanced Financial techniques...
November 25, 2008
Turmoil in the Financial/Economic Global Markets: One other Incident of Casuality!
Analysis of:
Macquarie profits plunge 43% | www.ft.comAuthor: GLG Expert ContributorImplications:
1.A problematic issue goes Unresolved. A Core Issue of either Over/Under Capitalization or Poor Management - " A large Investment Bank's Profits plunge by 43%." $ 1.14 bn of write-downs ?
2.A Change in Corporate Governance is a likely alternative as Operations cannot support Revenue.Interference...
November 24, 2008
The Course of Monetary Policy:Irrelavent and Unstable due to "Policy Shifts"!
Analysis of:
Money Rates Decline in Europe on Cash Injections, Rate Cut Bets | www.bloomberg.comAuthor: GLG Expert ContributorImplications:
1. The Cost of Borrowing FALLS due to Speculation?
Unsound Financial judgement.
2. Money Markets present an appearance of improvement due to
the central banks reliance of a liquidity provision: Fact or Fiction?.
An unqualified position in the Economic/Financial Market.
3.Massive...
November 13, 2008
The Next Shoe to Fall
Analysis of:
Credit card firms attacked for hiking rates to 17% | www.timesonline.co.ukAuthor: GLG Expert ContributorWhat's next ? How about a credit card meltdown.
With many people carrying $15,000 - $20,000 of revolving debt
on multiple credit cards, it is now time to pay the piper.
What seemed
easy with low interest rates of 3%-4%, or with " teaser rates" of 0%,
have now become a $3,400...
October 7, 2008
Proposal: Use of $700B Bailut Funds
Analysis of:
The Trickle-Up Bailout | www.washingtonpost.comAuthor: GLG Expert ContributorThe idea that the currently debated $700B Bailout Proposal will benefit Main Street is preposterous in its current state. To assume that by giving the same culprits access to increased capital to stimulate the economy is ludicrous at best.
We as the American Consumer must say shame on you...
September 17, 2008
Dominance and Control of Retail Lending: Deutsche Bank's Strategic Positioning!
Analysis of:
Deutsche Bank swoops on Postbank | uk.reuters.comAuthor: GLG Expert ContributorImplications:
1. Eventual Objective of the Bank - A complete take-over of Postbank.
The Strategy is incremental in nature and a strong, meaningful management posture in the Financial Marketplace.
2."At Risk" is the shareholder/investor as the unknown consequences
reveal themselves over a period...
September 12, 2008
Financial Opportunities Arise: Credit Suisse Seizes the Imbalance caused by Market Dislocation!
Analysis of:
Credit Suisse sees opportunities in market crisis | www.reuters.comAuthor: GLG Expert ContributorImplications:
1.Being Financially astute enables the bank to explore opportunities despite the subprime-led financial crisis.
2.It may be , well, expected that other larger banks crushed by the crisis will have to sell a stake of their business.
3.In lieu of losing clients , many other Institutions...