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June 25, 2007
Insurance Agents: Educating Your Insured Before Claim Time=More Productivity
Analysis of: Speeding Up Your Homeowners Clain | tdi.state.tx.us
Author: GLG Expert Contributor
1. Tell the insured what their new policy covers Point of Sale and remind them to read, file, and call the agent if there are any questions. Also schedule an Annual Policy Review to reiterate the coverages even if the insured has suffered no losses during the policy period. 2. Inform the insured of...
Bilyana SavicMay 29, 2007
changing dynamics of health costs
Analysis of: Retail clinics: Accepting the inevitable | www.fiercehealthcare.com
Author: Bilyana Savic, President, Insurance Insights
There are a number of new trends emerging in the care and delivery of health needs. One of the most prominent is the rise of retail health clinics. For the first time, Primary Care Physicians, an area traditionally unchallenged is facing competition.
Bilyana SavicMay 29, 2007
outsourcing - is it cost effective???
Analysis of: Insurance Outsourcing Focuses on India | www.insurancejournal.com
Author: Bilyana Savic, President, Insurance Insights
Insurers looking for cost cutting programs are interested in outsourcing operations and customer service functions. However, the success rate has been marginal. Outsourcing faces many challenges and will continue to do so until the Indian culture adapts its business models to ones compatible with our...
Daniel BuckleMay 9, 2007
PBM's Fail Employers with Mail
Analysis of: Comparison of Mail Order with community Pharmacy Cost | www.amcp.org
Author: Daniel Buckle, Principal, Employee Benefit Resources of South Texas
Mail did not produce higher generic utilization rates or lower costs for employers who hired a PBM to accomplish both.
April 16, 2007
Trends in Life Settlements
Analysis of: Life Settlements - 2006 Trends, Developing and Emerging Trends | www.aquariuscapital.com
Author: GLG Expert Contributor
 It has become one of the more popular insurance areas focused from an investment, legal and consumer perspective.  Hedge funds are looking at the market due to perceived returns on investment.
Daniel BuckleApril 2, 2007
Media Smells Blood at Big Pharma
Analysis of: Under The Influence | www.cbsnews.com
Author: Daniel Buckle, Principal, Employee Benefit Resources of South Texas
60 Minutes aired its story last night on the impact of The Pharmaceutical Lobby in writing and passing  Medicare Prescription Drug Plan.Over the course of the upcoming Presidential campaign  the high cost of prescription drugs will become an issue and spill over into employer plans as well...
Daniel BuckleMarch 28, 2007
Hello Managed Care!
Analysis of: Employers Push Health Plans to integrate Onsite Health Centers With Care Management | www.aishealth.com
Author: Daniel Buckle, Principal, Employee Benefit Resources of South Texas
Edward Deming famous quote comes to mind as I read this mornings Industry Radar about employers pushing health insurers to either run or integrate with the on-site health centers they are either running or planning. hello Health Insurers--the choice is integrate or die. At what point will many of the...
Daniel BuckleMarch 28, 2007
Florida Legislators Research on PBM Business Model
Analysis of: Legislature Could consider Options to Address PBM Business Practices | www.oppaga.state.fl.us
Author: Daniel Buckle, Principal, Employee Benefit Resources of South Texas
The attention of state legislators to PBM business practices has implications for investors in the healthcare sector as well as the business models PBMS will use in the future.
Daniel BuckleMarch 28, 2007
The War on Drug Costs
Analysis of: Why Generics Do not Always mean Cheap | online.wsj.com
Author: Daniel Buckle, Principal, Employee Benefit Resources of South Texas
While the Wall Street Journal has done an admirable job exposing many of the ways PBMS have boosted profits at the expense of their customers they have not yet arrived at the flaws which make the current business models of PBMS susceptible to competition.

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