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November 26, 2007
The Surety Bond market for Subdivision Developers and General Contractors facing crisis due to the credit ratings of these entities.
Analysis of: US Sub- Prime Crisis and the Local Bond Market | biz.thestar.com.my
Author: GLG Expert Contributor
As Home Builders see declining credit ratings and some of our most well known Builders and developers go insolvent, Surety Bonds are now very difficult to obtain.
November 26, 2007
Growth Through Acquisition
Analysis of: Guaranty Insurance Services Announces Acquisition | www.insurancenewsnet.com
Author: GLG Expert Contributor
With so many licensed Insurance agents in the market place these days competing for the same household and many unrelated  companies offering insurance to their customers, it's not only hard to grow a new agency, it's hard even to grow an established one.
November 26, 2007
Is Insuring The Client's Business Enough?
Analysis of: D&O Litigation Trends in 2007 | www.irmi.com
Author: GLG Expert Contributor
Even after the Business Owner's Policy has paid a party/parties injured by the company, those that run the company could, and most probably will, face litigation in which they are the subject
November 25, 2007
Home Owner's Insurance Market Finally Softening
Analysis of: Olympus Insurance Begins Writing Homeowners Policies in Florida | www.insurancejournal.com
Author: GLG Expert Contributor
Competition, not regulation, has brought about the first stages of recovery.
November 12, 2007
New Age Endowment Building Using Bank Money
Analysis of: Leveraging Philanthropy to new Heights | www.accountingweb.com
Author: GLG Expert Contributor
This article is extremely important for three reasons. First, it is out of the box creative thinking. Endowment building has been using the same approach to high net worth donors and frankly these approaches are over used and hard to understand. Second, HNW donors need to be enthralled with a presentation...
October 23, 2007
Should you start an insurance agency?
Analysis of: Local insurance agency network's profits grow slower | www.news-journalonline.com
Author: GLG Expert Contributor
How hard could it be to start an insurance agency and make it profitable?Would it be wiser to learn first under mentors?
October 22, 2007
Carriers and Agencies are are gaining market share, but at lower margins.
Analysis of: Survey of Analysts Projects Slower Premium Growth, But Underwriting Profit in 2007 and 2008 | www.insurancenewsnet.com
Author: GLG Expert Contributor
Insurers and Agencies must change their marketing philosophies and evolve into high volume insurance retailers, not only to grow but survive.
October 22, 2007
Will the "Soft Market" continue?
Analysis of: Softening Trend Continues | www.marketscout.com
Author: GLG Expert Contributor
With the majority of carriers filing for rate decreases nationally, this proves to be a great time for the customer, insurer and agency.How can the carriers do it? What happens to those few carriers who refuse to follow the current market trend and adjust their business plans?
October 22, 2007
Insurance Agencies With Benefits Make For Better Staff
Analysis of: Is an ESOP (Employee Stock Ownership Plan) right for an agency? | www.esopassociation.org
Author: GLG Expert Contributor
Staff will do all they can to ensure the growth and profitability of agency in which they have a vested, financial interest. Staff whom have such a benefit will stay longer as most competing agencies (meaning those competing for experienced insurance professionals) do not offer lucrative benefit packages...
September 4, 2007
Insurance agents must promote themselves, but their agencies too?
Analysis of: Firm Boosts Insurance Agency Web Sites on Google | www.insurancejournal.com
Author: GLG Expert Contributor
Is it enough to hand out business cards, go to network meetings, tell everyone you know you're "in insurance" and work sixty hours a week for a policy a day? Should an agency principal invest the money and use the latest technology to promote the agency without the exhausting and often fruitless "face...

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