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February 28, 2008
Desperate times......
Analysis of: Could Subprime Mortgage Crisis Turn Desperate Homeowners Into Arsonists? | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Carriers expect desperate and dishonest acts during hard financial times.
February 11, 2008
Reinsurers Are Allowing For Their Business Models Also To Become More Flexible And Adaptive
Analysis of: New ‘Bermuda Triangle’ Emerging, | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
The Business Models Of Entire Insurance Markets Are Evolving As The Industry Itself Changes With This Current Soft Market.
January 29, 2008
The Business Models Of Insurance Can Change By The Minute And Those Of Regulatory Bodies Should Be As Flexible.
Analysis of: Insurance CEOs, Regulators Face Off | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Always And Forever, Too Much Regulation Impedes Growth.
January 28, 2008
Paying Too Much For Insurance? Fifteen Minutes Could Change Your Mind.
Analysis of: Insurers Counter CFA Report Blasting Carriers For ‘Overcharging’ | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Every Business Is Entitled To A Profit. That Level Of Profit Will be Determined By Competition.
January 21, 2008
In This Soft-Market, Reinsurers Grow With Caution, Price Accordingly And Wait For The Next Disaster.
Analysis of: Reinsurers Start Losing Their Leverage As Commercial Market Keeps Softening | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Reinsurers Grow With Discipline Learned From The Past
January 14, 2008
Smaller "Cats." Mean More Capacity, More Competition, More Financial Discipline.
Analysis of: Builders Risk Premiums Keep Falling As Soft Market Expands Into Cat Zones | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
The Insurance Industry Has Capitalistically Evolved New Business Models That Have Prepared It To Remain Profitable After the Next Wave of Disasters So Long As Fiscal Discipline Is Applied In A Greater Way .
December 26, 2007
When Volume Is Higher, Management Must Be Better
Analysis of: Top-10 P-C Insurance Stories Of 2007 Focus On Soft Market, Poor Reputation | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
"Volume solves all your problems", but pricing still must recover both expenses and the targeted Net Margin.
December 17, 2007
Governments At All Levels Must Partner With The Insurance Industry As Business Entities, Or The Public Will Fail.
Analysis of: Public Partnerships Critical For Insurers in Catastrophe-prone Regions | www.insurancetech.com
Author: GLG Expert Contributor
Litigating and disciplining the Insurance Industry, outside of sound, ethical, business reasons  are not profitable methods of encouraging recovery for 2008. 
December 17, 2007
Though Rate Decreases Are A Relief To The Public, They Must Occur As The Result Of A Sound Business Model- Not A Government Mandate.
Analysis of: Home Insurers Fail To Deliver State's Promised Cuts | www.ccfj.net
Author: GLG Expert Contributor
Unrealistic and arbitrary Government mandates work well for issues political, but not for those that are fiscal.
December 10, 2007
Allowing For a Flexible, Adaptive Business Plan means Growth, if not Survival During Catstrophic Events.
Analysis of: Insurance Companies Look Back On A Successful Year | www.kpmg.com
Author: GLG Expert Contributor
The Insurance Industry learned from the unpredictable, but certainly expected catastrohpic events earlier this century. The successful Agencies and Carriers adapted and now use business models the industry has not yet seen- they are teachable and will evolve into an even higher form. 

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