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July 14, 2008
Floods And Crop Futures
Analysis of: P/C Insurers Still Above Water After 2008 Midwest Floods: S&P | www.insuranceassetmanager.com
Author: GLG Expert Contributor
Will The Mid-West Floods Of Early Summer Negatively Affect Crop Futures?
June 30, 2008
The public no longer needs state run insurance programs as competition has returned
Analysis of: Growth of State-Run Property Insurance Plans Flattens | usinsurancenews.com
Author: GLG Expert Contributor
FAIR Plans are no longer the only carrier in business. 
June 9, 2008
Both insureds and agents realize the necessity of Life Insurance, no matter how hard the times, or cost.
Analysis of: Only Universal Life Sales Show Growth in the First Quarter in 2008, LIMRA Reports | www.insurancenewsnet.com
Author: GLG Expert Contributor
Insureds know they must have Life Insurance, but they are scared to buy what can be an excruciatingly complicated protective instrument. An agent seasoned by years of application can help the insured select a Life Insurance policy that will suit their circumstances.
June 2, 2008
Rates are stabilizing, but availability and capacity remain soft.
Analysis of: Insurance Markets May Stabilize, MMC Reports | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Underwriters are the gatekeepers of rates. In the current insurance environment, they bring fiscal discipline to the market as opposed to simply offering lower rates for the sake of more business. 
May 19, 2008
Overbearing Regulation; "Do As We Say......"
Analysis of: Florida Senate Property Insurance Bill Pleases Regulators, Angers Insurers | www.insurancejournal.com
Author: GLG Expert Contributor
As Insurance Regulation In Florida Goes, So Will The Free Insurance Market- Hard 
May 13, 2008
Agents Must Involve Their Insureds In The Policies Written For Them
Analysis of: Hurricane and Windstorm Deductibles | www.iii.org
Author: GLG Expert Contributor
 An Educated And Fiscally Involved Insured Is Good Business For Everyone
April 29, 2008
What the fall in Wellpoint's Profitability means to the industry
Analysis of: WellPoint Net Slides 25% | online.wsj.com
Author: GLG Expert Contributor
This article clearly shows to me that insurers will price business to sell when it makes no sense which results in them telling Wall Street they underpriced the business. We see them so crazy competitive on cases that nobody else even wants just to bring their total membership up to please Wall Street...
April 28, 2008
Credit Scoring Should Not Be Used In Determining The Price For Insurance Except For Bonding.
Analysis of: Credit Scoring | www.iii.org
Author: GLG Expert Contributor
Credit scoring further injures those applicants who have had very difficult changes in their lives- mostly by no fault of their own.
April 21, 2008
Florida's Soft Market May End Due To Legislative, Not Natural Distasters.
Analysis of: Senate passes homeowner's insurance bill tougher on companies | www.sun-sentinel.com
Author: GLG Expert Contributor
Let The Industry Stabilize And Grow By It's Own Dynamics Instead Of Another House Bill. 
April 14, 2008
With Hurricane Season Approaching, Have Insurers Been Charging Enough?
Analysis of: Active hurricane season predicted | www.businessinsurance.com
Author: GLG Expert Contributor
This Storm Season Will Identify Those Carriers Who Have Managed Growth And This Soft-Market With Discipline.

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