GLG News by Individual Life and Health Brokers (US)

1. Profit margins are challenged by market conditions. 2. The marketplace is very competetive. 3. Regulatory power struggles create fewer channels for sales.

What is a business or homeowner's biggest fear?  One of them is the fear that something will happen and the insurance company will not be able to pay their claim.  This is simply a false fear in this day and age. Simply stated, insurance companies are running a business and they understand...

The housing market decline coupled with the mortgage crisis and bad loans has caused many people to go into debt. Many people got loans that were "too good to be true", because they were.  Other people wanted to turn a profit on a property and due to the housing problems, that didn't...

Any company will have difficulty if they lose 90% of their investment portfolio.  I understand that it is difficult to see positive returns right now, however, companies in the insurance business that depend on their investments, as well as other things, to pay claims, should be invesiting in long...

Most people are never going to burn their homes down to collect insurance money.  That said, there will always be a contingent of people in the world that are willing and able to resort to fraud to better their position financially. With the advent of the internet and the ability for someone...

As a member of the Wall Street Investment community for over thirty years, it continues to confound my logic that time and time again, beginning with the "Match King" and "Ponzi" scams of the turn of the century, to Samuel Insul's Utility Holding Companies of the twenties, to the "conglomerate"...

This article is extremely important for three reasons. First, it is out of the box creative thinking. Endowment building has been using the same approach to high net worth donors and frankly these approaches are over used and hard to understand. Second, HNW donors need to be enthralled with a presentation...

Because the international banking industry is so interconnected, what happens in one part of the world can effect banking in many other places as well.  As countries have dropped trade barriers in favor of free trade, and local economies have turned global, it becomes prudent to observe what...

The world is becoming less habitable to mankind as a result of industrial pollution. Already-built industrial nations owe a debt to those nations who are attempting to follow that path. We have to work as a global partnership, for the protection of earth and future generations of mankind.

The Capital Markets are being fed by cheap, foreign capital. The Dollar has collapsed against major currencies. The net buying power of the consumer has been stagnant to declining for six years. We are distrusted, as a nation.