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GLG News by Independent Insurance Consultants

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October 12, 2007
The Steering of Business and Bid Rigging
Analysis of: N.Y. Giving Big Brokers Green Light To Accept Service Fees From Insurers | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
I am in the middle on the author's comment and the response.  Those are both great points. However, the big concern here is bid rigging.
July 30, 2007
Very Interesting Findings
Analysis of: Study compares UK and US risk managers | www.globalreinsurance.com
Author: GLG Expert Contributor
Comparing and contrasting UK and US risk managers was a great idea.  This was a good article.  However, I think, as the authors pointed out, that the frames of reference for defining certain risks may be different.  A 51% difference in carbon emissions risk considerations cannot just...
July 25, 2007
Why W/C costs rise when frequency falls....
Analysis of: Study: Workers' Comp Losses Growing Despite Claims Frequency Fall | www.insurancejournal.com
Author: GLG Expert Contributor
     W/C indemnity loss costs will continue to rise whether the number of claims rises, falls or remains the same.  To many state legislatures and insurance companies are looking for the quick fix rather than looking at the root cause(s).  Unless there is change, the consumer...
Bilyana SavicJuly 13, 2007
Creative Cost Containment for Healthcare Premiums
Analysis of: Insurer offers healthy bonus | www.denverpost.com
Author: Bilyana Savic, President, Insurance Insights
There are ways to control costs, reduce premiums and provide access to quality healthcare plans. Creativity in plan design and customization of plans are key areas insurers are exploring in order to meet the demands of current trends and to build and retain customer loyalty.
Bilyana SavicJuly 13, 2007
Commissions: To Take or Not To Take. The Debate Continues.....
Analysis of: Insurance brokers reconsider taking insurer commissions | www.marketwatch.com
Author: Bilyana Savic, President, Insurance Insights
The controversy of contingent commissions is not a new one. This debate has caused significant changes to our views of broker payments, disclosure, ethics, and loyalty. The central question started off as being one about disclosure. Theoretically, if the client is aware then there isn't an issue. If...
Bilyana SavicJuly 9, 2007
Healthcare: The New International Market
Analysis of: Borders are no barrier to affordable healthcare | www.latimes.com
Author: Bilyana Savic, President, Insurance Insights
There are two key considerations I think are very indicative of the changing times of American healthcare. First of all, the Consumer Driven Model emerging as the primary vehicle of healthcare insurance. And secondly, the effects on domestic medical costs should this trend continue.
Bilyana SavicJuly 9, 2007
Go eletronic or get left behind
Analysis of: "Hybrid" medical records an option for some hospitals | www.healthcareitnews.com
Author: Bilyana Savic, President, Insurance Insights
In an era of high speed information, it is unfortunate that our heatlhcare providers are lagging behind consumer demand. The transition from paper to eletronic is inevitable for all providers.
June 27, 2007
Optional Insurance Coverage For Florida Motorists?
Analysis of: Will auto insurance become optional? | www.miamiherald.com
Author: GLG Expert Contributor
This will be a dramatic blew to Florida residents to have uninsured motorists driving in this state.  To not have insurance would create so many insurance claim problems and the courts would be filled with lawsuits.  The attorneys will get richer and the residents will pay for it one way or...
June 19, 2007
Outsourcing - Down Pricing or Up Profiting?
Analysis of: Many 'undercurrent' on outsourcing in US | economictimes.indiatimes.com
Author: GLG Expert Contributor
With every decision making tool the Pros and Cons, applied to two partys in opposite poles, plays the greatest consideration. In this case,  the Consumers on one side and the Business Owners on the other. The Pros side: For Consumers - Quality products at the least price. For Business...
Bilyana SavicMay 29, 2007
changing dynamics of health costs
Analysis of: Retail clinics: Accepting the inevitable | www.fiercehealthcare.com
Author: Bilyana Savic, President, Insurance Insights
There are a number of new trends emerging in the care and delivery of health needs. One of the most prominent is the rise of retail health clinics. For the first time, Primary Care Physicians, an area traditionally unchallenged is facing competition.

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