AAA Subprime 80 cents on the dollar – a good estimate not wild speculation
November 7, 2007
AAA Sub-Prime Valuation Issues | ftalphaville.ft.com
Recent suggestions that the ABX index is a poor proxy for AAA subprime RMBS fail to recognise its value.
Creative Cost Containment for Healthcare Premiums
July 13, 2007
Insurer offers healthy bonus | www.denverpost.com
There are ways to control costs, reduce premiums and provide access to quality healthcare plans. Creativity in plan design and customization of plans are key areas insurers are exploring in order to meet the demands of current trends and to build and retain customer loyalty.
Commissions: To Take or Not To Take. The Debate Continues.....
July 13, 2007
Insurance brokers reconsider taking insurer commissions | www.marketwatch.com
The controversy of contingent commissions is not a new one. This debate has caused significant changes to our views of broker payments, disclosure, ethics, and loyalty. The central question started off as being one about disclosure. Theoretically, if the client is aware then there isn't an issue. If this article is any indication, the debate is far from over. Aon, Marsh, Willis Group and Arthur J. Gallagher have all dealt with repercussions from investigations. Even though full disclosure is now a standard business practice, the question still remains.
Healthcare: The New International Market
July 9, 2007
Borders are no barrier to affordable healthcare | www.latimes.com
There are two key considerations I think are very indicative of the changing times of American healthcare. First of all, the Consumer Driven Model emerging as the primary vehicle of healthcare insurance. And secondly, the effects on domestic medical costs should this trend continue.
Go eletronic or get left behind
July 9, 2007
"Hybrid" medical records an option for some hospitals | www.healthcareitnews.com
In an era of high speed information, it is unfortunate that our heatlhcare providers are lagging behind consumer demand. The transition from paper to eletronic is inevitable for all providers.
changing dynamics of health costs
May 29, 2007
Retail clinics: Accepting the inevitable | www.fiercehealthcare.com
There are a number of new trends emerging in the care and delivery of health needs. One of the most prominent is the rise of retail health clinics. For the first time, Primary Care Physicians, an area traditionally unchallenged is facing competition.
outsourcing - is it cost effective???
May 29, 2007
Insurance Outsourcing Focuses on India | www.insurancejournal.com
Insurers looking for cost cutting programs are interested in outsourcing operations and customer service functions. However, the success rate has been marginal. Outsourcing faces many challenges and will continue to do so until the Indian culture adapts its business models to ones compatible with our insurance practices.
The Florida Legislation will exacerbate pricing pressures in the reinsurance industry.
January 31, 2007
Reinsurers Bigger Losers From Florida Legislation Than Primary Insurers | biz.yahoo.com
Managing expectations of shareholders, managers or finance directors is not easy, especially when a third party removes a significant part of your premium base at a stroke.
Plus Ça Change – Reinsurance renewals 2007 or was that 1987?
January 31, 2007
Willis Re 1st View: The Tipping Point? | biz.yahoo.com
After twenty years in the industry, the industry cycle looks to me just like it looked last time and the time before. Despite apparent changes to expertise, capital providers and products; in 2007 the reinsurance industry appears to be heading in pretty much the same direction as in previous cycles – down.
Underestimating Life Expectancy could hamper growth of a profitable LS Exchange.
July 12, 2006
Cantor Eyes Life Settlement Exchange | www.iddmagazine.com
In my view future prospects for a Life Settlements exchange will be significantly hampered by life expectancy uncertainty.
Regulatory scrutiny of a transaction whereby a third party makes a return based on someone else’s life span will also hamper the growth of a simple exchange mechanism, especially as generally the longer the individual lives the less profitable the policy for the third party.
New FINRA Rule 2210-Simplification Whose Time Has Come
November 4, 2009
ADP Must Grow Three Major Markets for Continued Success
October 22, 2009
Battle for Dominance in Mortgage Fraud Analytics Space
October 17, 2009
All hands on deck, full steam ahead
September 7, 2009
Dollar destined to be second class currency in world's largest banana republic
September 1, 2009