January 25, 2008
Risk Metrics: An Alternative
Analysis of:
Collapse of the Subprime Mortgage Market Shines Spotlight on Risk Management and RiskMetrics | biz.yahoo.comAuthor: GLG Expert ContributorImplications: 1.Global Financial Markets - provision of risk management and corporate services by way of research. 2.Adequacy of data is imperative. 3.Appeal appears to be to benefits derived from a broadre market trend. 4.The PRIMARY focus - Corporate Governance Practices. A value - added proposition....
January 24, 2008
Mobile Banking: Enhance Consumer Financial Transactions
Analysis of:
Credit unions join mobile banking bandwagon | news.moneycentral.msn.comAuthor: GLG Expert ContributorImplications: 1.Major thrust in building customer membership. 2.It is expected that the service will provide real-time savings and credit card information. 3.Security of access is a major challenge. 4.The development of a financial platform for delivery of payment services. 5.Customerization will be...
January 22, 2008
Consumer Credit: Hugh Losses
Analysis of:
Citi turns attention to devastated consumer unit | www.marketwatch.comAuthor: GLG Expert ContributorImplications:
1. Rising Consumer defaults, Rising Energy costs, Higher Unemployment - Financial Crisis.
2.Share holder Earnings will suffer a hugh loss and, further , weaken
the economy.
3.This financial activity will enforce the insitution to activate many other
sell-offs of economic units.
4....
January 21, 2008
Global Credit Crunch: Cash Withdrawals
Analysis of:
Credit crisis: £2bn fund bars withdrawals | www.thisismoney.co.ukAuthor: GLG Expert ContributorImplications: 1.Small investors will be unable to liquidate their cas position. 2.Customer withdrawals are at a significantly hugher level. 3.Regulator protection is crucial to success. 4.There is a very clear distinction between short term investors and long term investors in the marketplace. 5.Fears...
January 18, 2008
Excess Supply: Strong Profits - Low Losses.
Analysis of:
U.S. Reinsurance Renewal Rates Down 10%: Guy Carpenter | www.propertyandcasualtyinsurancenews.comAuthor: GLG Expert ContributorImplications: 1.Renewals of reinsurance contracts - buyers market. 2.A downward trend in rates is predicted for the U.S. and the European markets. 3.A hugh lack of catastrophic losses in many coverage areas caused a softening marketplace. 4.Complacency should not prevail in this business arena....
January 16, 2008
Bank Reserves: Required - Huge Writedowns
Analysis of:
Banks' Dim 4Q Results Roll in Next Week | biz.yahoo.comAuthor: GLG Expert ContributorImplications: 1.Empoyee layoffs are a casuality. 2.Raising Capital is of a critical importance. 3.Writedowns of multi-billion portfolios is a direct causation. 4.Dividend cuts will provide a worst-case situation for the individual investor. 5.Loan-loss reserves must be enhanced to brace for a major...
January 14, 2008
International Financial Markets: Risk or Opportunity
Analysis of:
Private-Equity Firms Eye CICC Stake | online.wsj.comAuthor: GLG Expert ContributorImplications: 1.Access to foreign financial markets may be limited. 2.Private-equity funds are drawing wealth from international joint ventures. 3.The salient issue at hand is that of "control". 4.There is a critical interest - the maintenance of status for foreign joint interests. 5.Morgan Stanley...
January 14, 2008
A Recue Deal: Countrywide and Bank of America
Analysis of:
Countrywide rescue: $4 billion | money.cnn.comAuthor: GLG Expert ContributorImplications: 1.Milestone in the unfolding International Financial Crisis. 2.Dangerous Spirral: a weakening economy and rising mortgage delinquencies survive on eachother. 3.Reduced spending and increased delinquencies by the average consumer has risen. 4.Failure of Countrywide would pose a major risk...
January 9, 2008
New Securities Joint Venture: China's Growing Financial Impact.
Analysis of:
Morgan Stanley to Shed CICC Stake | online.wsj.comAuthor: GLG Expert ContributorInplications: 1.Morgan Stanley's venture provides dividends but, not the appropriate access to China's business ventures. 2.International Regulators are withholding access to joint-venture investments - a detriment. 3.Cash is the driver to boost capital investment. 4.Foreign investor's seek status...
January 8, 2008
Inability to Raise Funds:Dramatic Affect on all Credit Issues.
Analysis of:
Blackstone PHH Takeover Stalls | www.bankingtimes.co.ukAuthor: GLG Expert ContributorImplications: 1.The inability to raise funds indicates a loos od "Good Faith" by Financial Institutions. 2. The sub-prime mortgage debacle has a spill-over affect on consumer lending criteria. 3.Cancellation of a pre-arranged lending arrangement has enhanced the damage created by the fall-out...