February 26, 2008
The Need To Bolster Finances: Prevent Insolvency
Analysis of:
Bond Insurer Plans a Split to Protect Ratings | www.nytimes.comAuthor: GLG Expert ContributorImplications: 1.Assumptions - the need to obtain aaproval by Credit Rating Agencies is , at best, a CRITICAL GOAL to ACHIEVE. 2.The Financial MarketPlace reacted in a timely manner. However the response may be pre-mature. The salient issues mayNOT have been resolved. 3.Mortgage-backed securities...
February 21, 2008
Mispricing of Asset-backed Securities: Overvaluation Leads to Major Losses
Analysis of:
Credit Suisse Strips $1B From 1q Profits | biz.yahoo.comAuthor: GLG Expert ContributorImplications: 1. Evasion of financial problems leads to questions of the Institutions INTERNAL oversight. 2.Tighter controls of this complex financial posturing may lead to stricter controls forced by the Regulatory Authorities. 3.Sovereign Wealth Funds have been accumulating share and wealth...
February 19, 2008
A Broad Turnaround: Deterioration of the Mortgage Market
Analysis of:
E-Trade Sells Wealth Management Assets | biz.yahoo.comAuthor: GLG Expert ContributorImplications: 1.An attempt to shedding of risk adverse assets with the possibility of increasing cash holdings. 2.Every attempt is being made to maximize asset valuation. 3.All losses stem from the deliniation of the Mortgage Market. 4.There is one consideration to be carefully evaluated - the...
February 18, 2008
Debt: Bail-out for Troubled US Payments
Analysis of:
Goldman bolsters MoneyGram bailout | www.financialnews-us.comAuthor: GLG Expert ContributorImpications: 1.A Dramatic use of the Investment Banks Funds, Employee Contributions and leveraging Investor Commitments. 2.A Recapitalization maybe required of all Investment banks. 3.Porfolio Securities have resulted/realized hugh losses. 4.There will be an aggregateof both realized and unrealized...
February 18, 2008
Assets Grow andTrading Volume Rises.
Analysis of:
S&P Raises Charles Schwab Ratings 1 Notch, Expects Brokerage to Weather Market Downturns | biz.yahoo.comAuthor: GLG Expert ContributorImplcations: 1.An influx of NEW assets by NEW and Existing clients. 2.This influx could not stop a fall in the Price per Share. 3. Conversely, the S & P Ratings of the Institution have Risen. 4.A General Strengthening of the of the Brokerage's Market Position. 5.The Outlook Position revision to...
February 18, 2008
Key Industry Issues: Addressed in a Changing Marketplace
Analysis of:
National Mortgage Servicing Conference & Expo | events.mortgagebankers.orgAuthor: GLG Expert ContributorImplications: 1.The Value of Preservation and the Enduring difficulties in a down turn of the Marketpkace. 2.All industry pers may attend and should include mortgage services, attorneys, default managers and customer service management. 3.The Purpose: "Awareness" of all current Market conditions. 4.Operational...
February 18, 2008
Write-down Charges: CREDIT MARKET INSURERS
Analysis of:
XL Reports $1B Net Income Loss | www.propertyandcasualtyinsurancenews.comAuthor: GLG Expert ContributorImplications: 1.A loss to both Net Income and Revenues reach the Billions Mark. 2.A further deterioration og the combined Income to Revenues is very likely to continue. 4.It is entirely possible that an additional charge may have to be absorbed at the year end audit and become a major obstacle for the...
February 7, 2008
Private equity returns and the leveraged loan market
Analysis of:
Private equity investment returns slow down | www.financialnews-us.comAuthor: GLG Expert ContributorPrivate equity returns must revert to their traditional levels. The availability of leveraged loans for private equity will be reasonable for transactions under $ 1 billion in size.
January 31, 2008
Stabilization of Capital Position.
Analysis of:
ACA wins more time from trading partners | www.ft.comAuthor: GLG Expert ContributorImplications: 1.Ability of claims-paying base is not in sequence with corporate and mortgage debt securities. 2.Bond Insurers: MBIA and AMBAC value basis of shares have fallen. 3.A Waiver of all collateral requirements has or may not be effective. 4.A massive sell-off of all asset-based collateralised...
January 28, 2008
Payday Loans: New Rules
Analysis of:
Beyond Payday Loans | online.wsj.comAuthor: GLG Expert ContributorImplications: 1.Higher fees for paycheck pay-out and high-priced loan repayments are, now, a disaster for the general public. 2. Financial Institutions gauge the public with insurmountable fees. 3.Thousands of dollars will be paid by the consumer for churning the salary into cash. 4.Responsible consumer...