GLG News by Independent Financial Advisors (US)

Implications: 1.Merchantability - interchange fees may , likely, be forced by Regulatory Authorities to control fees and a limitation of credit card company power to control the same. 2.The alternative - swipe the plastic Debit card rather than a credit transaction. 3.There appears to be a contradiction...

Implications: 1.Financial Insitutions will be Demanding Higher Standards on Collateral:Expectation of restictive Due Diligence. 2.The Financial Marketplace may not accept asset-backed securities of sub-investment grade. 3.The basis of Decision-Making: the valuation basis of the underlying assets...

No JP Morgan did not overpay.  They were able to capitalize on a short term liquidity crisis and in the long run benefited by capturing a company with understated book value. In addition, the crowing jewel is the fact that they will probably keep the top 10% of the talent pool at Bear...

Implications: 1.Expectations - "Awareness of a Correction", which MAY lead to a sharp price downside for a prolonged period of time. 2.The role of the U.S. Central Bank - a reduction of the Federal Funds Rate,credit market losses and Sub-Prime Mortgage market are , indeed, viable indicators of the Financial...

Implications: 1.A MATERIAL Gain for the firm by the ability to acquire a solid Securities Clearing business and a more than adequate Headquarters' Building for less than fair - market value. 2. A Time period will have to pass before a clear assessment of the transaction can be a quantified. 3....

Implications: 1.Core elements consists of the low- income and the immigrant population. 2.A New Standard for the non-conforming risk will cause a Drastic shift in the Risk Profile of the marketplace. 3.There is NO clear definition of the nonstandard insured - A Blue Print for Failure and , additional...

Implicatons: 1.A Cash windfall exceeding expectations using Common Stock vs Preferred Stock.Incentives for the Shareholder - unknown.Incentive for the Capital Markets - control. 2.A Credit Card Association restructuring in a downward spiral market May Be the ONLY chance for survival. 3.Global Operations...

Implications: 1.Inadequate Capital is properly sustained by Financial Rating Criteria. 2.The Institution moves toward splitting its' Municipal Bond and Structured Finance Businesses - A proper reflection of inadequate Capitalization. 3.Under Capitalization is due risky Financial Structered Financial...

Implications: 1.A reported loss of 90% of Market Capitalization implies a threat to the Institutions' credit rating - market positioning may have Financial Impact on future Decision Making relating to the form's capacity to be a Competitor amongst peers. 2.Causation: the subprime - mortgage securities...

Implications: 1.A failure of Decision-Making and Strategy with an objective of higher retirns. 2.An error of Financial Judgement by assuming that the use of auction rate marketplace might be taped to finance additional investments in government and corporate bonds. 3. This Financial option was proposed...