GLG News by Independent Financial Advisors (US)

Implications: 1.The entire Financial Marketplace is experiencing  Negative implications  of the M & A cause and effect. 2.One can define this example as a "Bailout" ; an injection of new liquidity by the Government or Private Investor's , who will place a Demand for Control by way of an...

Implications: 1.The Financial Institution makes a strategic decision to eliminate "Risk" by terminating residential mortgage loans through the independent mortgage broker. A new market must emerge . 2.The risks to the lender: 1. To gain business by offering Competitive Rates and, 2. Reliance on buyer...

Implications: 1."At Risk" - Federal Mortgage Insurance for Tainted borrowers at the brink of foreclosure. 2.A Transfer Mechanism , which will faal bt default to the US Taxpayer. 3.Lenders will receive a "Hope" of more recovery within the parameters of rising mortgage delinquencies? 4.The Regulatory...

Implications: 1.Causation and Affect: Rising interest rates result in higher fees to replace Debt. 2.Investors shy away from the securities and, in turn, the dealers ceased committing capital to prevent marketplace failures. 3.The absence of bids on auction debt by dealers was the salient issue in this...

Implications: 1. Experienced merchant networks provide accessability for customers. 2.The Obective:improvement of the firm's competitive in the marketplace - Tranparency is unknown. 3.Acquisition of Diners Club, noted as as premium card brand ,by Discover Card is Expected to enhance Brand Recognition....

Implications: 1.The major default is a softening of the entire insirance marketplace. Perhaps the Credit Crisis has not been , fully, defined. 2.The soft cycle, as defined by the private equity buyer, has Not evolved - full cycle. 3.A theory presents itself - " A firm's understanding of the Dynamics...

Implications: 1.It questionable, at best, that PRIVATE Sources have of Finance have disappeared.Perhaps, non-involvement in bad decisions is a proper statement of fact. 2.A critical component of the matter , at hand, is the availability of fresh funding for the declining US housing price scenerio. 3.Government...

Implications: 1.The issue , at hand, will impair the Bank's Franchise and the Parent Firm - Countrywide Financial Corp. 2.A Material affect on a proposed acquisition by Bank of America. 3.The salient issue - " Does Countrywide have the Lquidity and Capitalization" to entice Bank of America to move forward...

Implications: 1.The American Consumer is beginning to fail on their management of life style and debt.Education and proper advice is the answer. 2.The matter outstanding is the issue of an overextension , relating to credit. 3. The rise and fall of housing prices is the striking criteria,...

1.Government intervention and scrutiny May have an adverse affect on the mortgage business, at an inappropriate/critical juncture in the Business Cycle. 2.The issue at hand - inflated appraisal values of homes. It is not to the advantage of the loan processor to overstate a basis of capitalization....