GLG News by Financial Advisors (US)

1.Government intervention and scrutiny May have an adverse affect on the mortgage business, at an inappropriate/critical juncture in the Business Cycle. 2.The issue at hand - inflated appraisal values of homes. It is not to the advantage of the loan processor to overstate a basis of capitalization....

Implications: 1.Merchantability - interchange fees may , likely, be forced by Regulatory Authorities to control fees and a limitation of credit card company power to control the same. 2.The alternative - swipe the plastic Debit card rather than a credit transaction. 3.There appears to be a contradiction...

Implications: 1.Financial Insitutions will be Demanding Higher Standards on Collateral:Expectation of restictive Due Diligence. 2.The Financial Marketplace may not accept asset-backed securities of sub-investment grade. 3.The basis of Decision-Making: the valuation basis of the underlying assets...

No JP Morgan did not overpay.  They were able to capitalize on a short term liquidity crisis and in the long run benefited by capturing a company with understated book value. In addition, the crowing jewel is the fact that they will probably keep the top 10% of the talent pool at Bear...

Implications: 1.Expectations - "Awareness of a Correction", which MAY lead to a sharp price downside for a prolonged period of time. 2.The role of the U.S. Central Bank - a reduction of the Federal Funds Rate,credit market losses and Sub-Prime Mortgage market are , indeed, viable indicators of the Financial...

Implications: 1.A MATERIAL Gain for the firm by the ability to acquire a solid Securities Clearing business and a more than adequate Headquarters' Building for less than fair - market value. 2. A Time period will have to pass before a clear assessment of the transaction can be a quantified. 3....

Implications: 1.Core elements consists of the low- income and the immigrant population. 2.A New Standard for the non-conforming risk will cause a Drastic shift in the Risk Profile of the marketplace. 3.There is NO clear definition of the nonstandard insured - A Blue Print for Failure and , additional...

Implicatons: 1.A Cash windfall exceeding expectations using Common Stock vs Preferred Stock.Incentives for the Shareholder - unknown.Incentive for the Capital Markets - control. 2.A Credit Card Association restructuring in a downward spiral market May Be the ONLY chance for survival. 3.Global Operations...

Implications: 1.Inadequate Capital is properly sustained by Financial Rating Criteria. 2.The Institution moves toward splitting its' Municipal Bond and Structured Finance Businesses - A proper reflection of inadequate Capitalization. 3.Under Capitalization is due risky Financial Structered Financial...

Implications: 1.A reported loss of 90% of Market Capitalization implies a threat to the Institutions' credit rating - market positioning may have Financial Impact on future Decision Making relating to the form's capacity to be a Competitor amongst peers. 2.Causation: the subprime - mortgage securities...