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GLG News by Employee Benefits Experts

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Frederic GoldsteinJanuary 30, 2008
Does DM in its Current Form Work?
Analysis of: Medicare Proghram End Hurts Healthways | www.forbes.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
Medicare has announced the end of the Medicare Health Support Phase I pilots.  None of the pilots to date has met requirements for cost or clinical improvements. Phase II was not discussed. Can the current DM model of a highly telephonic approach demonstrate improvements and continue to sell?
January 29, 2008
The Business Models Of Insurance Can Change By The Minute And Those Of Regulatory Bodies Should Be As Flexible.
Analysis of: Insurance CEOs, Regulators Face Off | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Always And Forever, Too Much Regulation Impedes Growth.
January 28, 2008
Paying Too Much For Insurance? Fifteen Minutes Could Change Your Mind.
Analysis of: Insurers Counter CFA Report Blasting Carriers For ‘Overcharging’ | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Every Business Is Entitled To A Profit. That Level Of Profit Will be Determined By Competition.
Frederic GoldsteinJanuary 25, 2008
Wellcare Still has Some Troubles
Analysis of: WellCare Aims to Oust Three Top Officials | online.wsj.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
While Wellcare has rebounded somewhat since it's critical fall following the FBI raid, there is still the likelihood of serious repercussions.  Should the WSJ story be true, the problems go to the top. The Board may be preparing to admit to serious problems and through this action demonstrate to...
January 22, 2008
Beauty like Quality in the Eye of the (Patient) Beholder
Analysis of: WellPoint patients to review doctors online | www.healthcarefinancenews.com
Author: GLG Expert Contributor
Somebody really smart once said, "Sleep, riches and health to be truly enjoyed must be interrupted."  However flawed P4P, EBM, TQM, critical pathways, centers of excellence, and outcomes measurement are, they at least attempt to define QUALITY. The argument rages and usually ignores the most...
January 21, 2008
In This Soft-Market, Reinsurers Grow With Caution, Price Accordingly And Wait For The Next Disaster.
Analysis of: Reinsurers Start Losing Their Leverage As Commercial Market Keeps Softening | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Reinsurers Grow With Discipline Learned From The Past
January 16, 2008
PERFORMANCE MEASUREMENT – True Benchmarks of Operational Excellence Are Needed
Analysis of: Top-10 P-C Insurance Stories Of 2007 Focus On Soft Market, Poor Reputation | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
- As the soft market takes hold, operational efficiency becomes the key to success. - Traditional performance measures are not a good set of measures to assist management in identifying real operational efficiency. - Better measures of efficiency, based on true benchmarks, similar to those used in the...
Frederic GoldsteinJanuary 15, 2008
Targeting the Uninsured is an Excellent Idea
Analysis of: The New Insurance Frontier | www.healthleadersmedia.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
The uninsured are often not the risky market that one presumes, in addition, various states, counties and cities are proposing systems that compensate all of or a portion of the uninsured health care costs. This will be a growing market and early entrants will do well. 
January 14, 2008
Smaller "Cats." Mean More Capacity, More Competition, More Financial Discipline.
Analysis of: Builders Risk Premiums Keep Falling As Soft Market Expands Into Cat Zones | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
The Insurance Industry Has Capitalistically Evolved New Business Models That Have Prepared It To Remain Profitable After the Next Wave of Disasters So Long As Fiscal Discipline Is Applied In A Greater Way .
January 14, 2008
Individual Market is Sexy But Wears Glasses
Analysis of: The New Insurance Frontier | www.healthleadersmedia.com
Author: GLG Expert Contributor
    MiniMed aka Limited Medical aka Scheduled Medical Benefits are not new.  They derive from the disease specific plans of old.  The article suggests that the uninsured have been ignored which is incorrect.  Many major players have rushed this market niche to find...

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