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Frederic GoldsteinFebruary 29, 2008
Can Technology Slow the Growth in Health Care Costs
Analysis of: As Healthcare Spending is Predicted to Exceed 4 Trillion in Less Than 10 Years, Technology will be Called upon to Stem the Tide | biz.yahoo.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
Technology is proposed as a means to control health care costs through making the system more efficient.  While a more efficient system will certainly be helpful, our current population needs a change in behavior in a societal way if we truly hope to bend the trend.
Frederic GoldsteinFebruary 29, 2008
Changing the Society is the Way of the Future to Bend the Medical Trend
Analysis of: New York using "green carts" in latest obesity fight | news.yahoo.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
We are beginning to see the changes required to create a movement around the idea of prevention. Companies that can focus on this space and produce results will be the future of health care.
February 28, 2008
Lower Margins + Higher Volume = Closer Fiscal Management
Analysis of: MMC Sees 4Q Net Income Drop 62% | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
When competition sets price and  conditions in the securities markets produce losses of principal, the only way to raise the gross margin is by reducing operating.
February 28, 2008
Desperate times......
Analysis of: Could Subprime Mortgage Crisis Turn Desperate Homeowners Into Arsonists? | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
Carriers expect desperate and dishonest acts during hard financial times.
February 19, 2008
Desperate Actions
Analysis of: E-Trade Sells Wealth Management Assets | biz.yahoo.com
Author: GLG Expert Contributor
The troubled banks are selling their better assets to keep their sinking boats afloat.  ETrade entered into the asset management business just a short time ago to add this source of steady fee income to their volatile margin income.  When trouble comes they sell this valuable asset to pour...
Frederic GoldsteinFebruary 14, 2008
Healthways Fires Back Over CMS Release of Phase I Results
Analysis of: Healthways Questions CMS' Conclusions with Regard to Company's MHS Phase I Pilot | biz.yahoo.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
Healthways has apparently decided that it is in their best interest to fight back against CMS over the recently released CMS report stating that vendors in Phase I of the Medicare Health Support Projects did not meet outcome or cost results. This may prove short sighted, and is certainly no way to make...
February 11, 2008
Reinsurers Are Allowing For Their Business Models Also To Become More Flexible And Adaptive
Analysis of: New ‘Bermuda Triangle’ Emerging, | www.propertyandcasualtyinsurancenews.com
Author: GLG Expert Contributor
The Business Models Of Entire Insurance Markets Are Evolving As The Industry Itself Changes With This Current Soft Market.
Richard BalandFebruary 6, 2008
Walk in Clinic business may not be as easy as it appears.
Analysis of: Operator of Walk-In Clinics Shuts 23 Located in Wal-Mart Stores | www.nytimes.com
Author: Richard Baland, Partner, B2B CFO
Yes, WalMart has a large pool of patients. And there are competitive advantages with regard to the convenience of a pharmacy and over the counter remedies. However, having patients is only one piece of the puzzle. The business of medicine is more complex than merely having patients or customers.
February 5, 2008
CMS Leaves American Healthways & Rocks Disease Management
Analysis of: Medicare Proghram End Hurts Healthways | www.forbes.com
Author: GLG Expert Contributor
     The apparent abandonment of American Healthways DM by CMS is a big deal.  DM is one of the very few promising techniques available to curve costs, and yes, even improve wellness by preventing onset of disease attack.  The premise of limiting "admissions" is what...
Frederic GoldsteinJanuary 31, 2008
Large Employers Are Deciding to Take Measures to Drive Health System Reform
Analysis of: Group Offers Doctors Bonuses for Better Care | online.wsj.com
Author: Frederic Goldstein, President and Chief Operating Officer, U.S. Preventive Medicine, Inc.
The large employers have begun to coalesce around the notion that changes in the health care system may need to come from them.  This may ultimately drive the reform needed to correct the inefficiencies inappropriate utilization issues in the current system. It also points to the recognition...

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