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Rick Shea, President

Rick SheaPresidentShea Marketing Consulting Inc. What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

World Class Packaging

April 2, 2009

FOOD PACKAGER OF THE YEAR: Packaging a big part of General success | www.foodandbeveragepackaging.com

The use and design of packaging is one of the most critical elements in a supermarket products success.Packaging provides multiple benefits and serves many key objectives for food manufacturers. ---Merchandising:Product must merchandise well and provide consumers with a quick,clean understanding of the product. ---Brand Positioning : Packaging conveys a feel and tone about every product including whether its value orientated or premium. ---Quality :Packaging must obviously protect the quality of any food product and contribute to shelf life in many cases. ---Preparation: Many packages need to provide a quick,cost effective way to prepare the product. ---Informational : All key labeling and nutrition info must be accurately and effectively communicated to the consumer ---Sustainable :Cost efficiency and environmentally friendly are very important to retailers and consumers.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Budgets - Actual vs Estimated

March 31, 2009

fdic: 2009 budget executive summary | www.fdic.gov

The strength of a properly estimated budget, and the conviction to execute within budget sends a strong positive fiscal message.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

US Automotive The Future Way

March 30, 2009

text - president obama's remarks on u.s. car industry� | uk.news.yahoo.com

The US president obama's remarks on u.s. car industry has given the green light to the future way of making automobiles.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Prime, sub-prime totally sub-optimal cost of funds margin.

March 27, 2009

HDFC cuts retail prime lending rate | economictimes.indiatimes.com

HDFC (India's largest housing finance company) has attributed the cut in its retail prime lending rate (RPLR) to a reduction in its cost of funds.

Rick Shea, President

Rick SheaPresidentShea Marketing Consulting Inc. What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Consumers Drive for Value in Their Food Purchases

March 25, 2009

What Sells in a Recession | www.time.com

The article provides a good descriptive assessment of how consumers supermarket shopping habits have changed in the last 3 months.Nervous, money challenged consumers are more price discriminating than ever before in their food purchases.Private Label sales are growing faster than the category and taking market share.Consumers are increasing their use of stores perceived as discounters. Walmart, Costco, BJ's and dollar stores continue to lead in same sales store growth.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

The risk of heavy outflows versus reality of transparancy

March 19, 2009

Swiss warn lifting secrecy ‘will take time’ | www.ft.com

Most of the financial community has demanded transparency within publicly traded corporate organizations - which seems appropriate if the public is to risk capital and buy stock of these equities. Now it seems the next directive is following the actual capital and making the global banking repositories provide transparency as well. Switzerland had succumbed to pressure on easing bank secrecy, but the full automatic exchange of tax information, as demanded by countries such as Germany, remained out of the question for Switzerland.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Tread very carefully

March 9, 2009

HBOS, RBS U.K. Deposits Fell; Government Banks Gained | www.bloomberg.com

The US Senator Dodd has suggested a $500 Billion line of credit for the FDIC.  FDIC chair Shelia Bair has acknowledged a good idea for US depositors would be to continue the higher ($250k) FDIC Insurance limits on depositors bank deposit principal.

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

Business Risk Management First - Before Quant or Qual

March 9, 2009

Deutsche Bank’s Quantitative Team to Leave, Start Hedge Fund | www.bloomberg.com

Some of the The Frankfurt- based bank's DWS funds have recently suspended dividends due to previously exposed risk and current market conditions (1). Further, the Frankfurt- based bank,  will cut risk by shifting resources from areas such as proprietary trading after “unprecedented market conditions revealed some weaknesses” in trading operations. (1) DWS RREEF Real Estate Fund, Inc. (AMEX:SRQ - News) and DWS RREEF Real Estate Fund II, Inc. (AMEX:SRO - News) (the “Funds”) announced today that they will not declare any distributions to common shareholders in March 2009 because market conditions have resulted in a decline in portfolio values causing the Funds to currently not meet the preferred share asset coverage ratio that is a precondition to the declaration of common share distributions under the Investment Company Act of 1940.

Tom Ferrara, Chief Executive Officer

Tom FerraraChief Executive OfficerForProfitEDU.com What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

The Govt. as the only source for student lending is a scary thought.

March 2, 2009

Can You imagine the Govt being the only source for Financial Aid?? It’s a little scary! | ForProfit EDU | www.forprofitedu.com

Will getting a student loan be like dealing with the DMV division of motor vehicles?  What will the complete lack of competition mean to the rates today & in the future?  What about quality service, the govt. cant handle the volume today, what will it be like when they are the only game in town?

Mark Mariotti, Chief Executive Officer

Mark MariottiChief Executive OfficerFuture Management Holdings Inc What is a GLG Leader?|GLG Leaders are a separate tier of Council Members with a Council Rank in the top 5%. These GLG Member Program participants are eligible for ongoing, in-depth consultative relationships with GLG clients.

I did not have nationalization relations with that bank!

February 25, 2009

RBS May Not Avoid Full Nationalization With Insurance | www.bloomberg.com

Well, did you or didn't you? Guess we are not sure any longer since we have various definitions floating around. Both the UK & US have essentially shored up the depositors principal, and stripped the investors equity.

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