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Mark MariottiAugust 18, 2008
Localized Real Estate Recovery
Analysis of: Mortgage lending falls 32% as prices slump | business.timesonline.co.uk
Author: Mark Mariotti, CEO, Future Management Holdings Inc
The prior several years have definitely been a severe downturn (stating the obvious) in the destruction of existing housing prices. Bloated inventories, overextended borrowers, lack of decent funding, macro economics, lack of faith in the valuations have all contributed to this mess. But it...
Mark MariottiAugust 12, 2008
It's a cycle, stupid!
Analysis of: Will Tom McKillop resign from Royal Bank of Scotland? | business.timesonline.co.uk
Author: Mark Mariotti, CEO, Future Management Holdings Inc
Yes, it is a mess - I have seen about 3 or 4 cycles such as these over the last 30-years.  We have all seen this mess coming years ago. In 2004, a vast amount of mortgage originators were doing some very creative things to sell mortgages. HEOPA and high cost was in effect while these negative...
Mark MariottiAugust 8, 2008
Writedown low is a floor, cycles continue...
Analysis of: Wall Street braced for further $11bn writedown at Citigroup | business.timesonline.co.uk
Author: Mark Mariotti, CEO, Future Management Holdings Inc
a) markets self correct b) yes all sorts of pain occurs c) the cycle continues... lows become floors and investors flood in
Mark MariottiAugust 8, 2008
The US refined petrolium gasoline consumer must now smell the coffee
Analysis of: Chrysler Offers Gas Deal To Jolt Sales | online.wsj.com
Author: Mark Mariotti, CEO, Future Management Holdings Inc
For many decades, the world's refined petrolium gasoline consumer  have not had such a plentiful and affordable stream of energy. Finally, the US refined petrolium gasoline consumer has experienced a history of $.27 a gallon in the sixties to $4.50 a gallon today. Price, will eventually CHANGE...
June 26, 2008
Customer Value Creation in an Economic Downturn
Analysis of: Creating Customer Value in a Down Economy | blog.insight-data.com
Author: GLG Expert Contributor
This article describes the strategies companies should take to increase customer value in an economic downturn. During these periods, companies should focus on identifying, understanding and catering to their best and high potential customers thus increasing their value to the organization. The...
June 20, 2008
It still cost way too much money...
Analysis of: AT&T: New Low Price Will Move iPhones to Mass Market | bits.blogs.nytimes.com
Author: GLG Expert Contributor
If there's research supporting that target consumers who have something other than a specialized interest in it, and are will to spend on it exists, I haven't read it yet. 
Mark MariottiJune 19, 2008
Hardware & Software Duality
Analysis of: HP to Acquire EDS for $13.9 Billion | www.hp.com
Author: Mark Mariotti, CEO, Future Management Holdings Inc
HP is a long time solid provider of computer hardware, and EDS (founded the information technology out-sourcing industry more than 45 years ago) is a longtime provider of system services. The Plan of Merger, dated as of May 13, 2008, by and among EDS, Hewlett-Packard Company and Hawk Merger...
June 18, 2008
Newspaper Managers and Executives Make Me SICK...!
Analysis of: Newspapers' Print Ads Declined 14% in Record Drop | www.bloomberg.com
Author: GLG Expert Contributor
Either get with the program, adapt, or die!
Mark MariottiJune 17, 2008
Las Vegas Housing Parabola
Analysis of: HOME INVENTORY INCREASES IN MAY | www.lvrj.com
Author: Mark Mariotti, CEO, Future Management Holdings Inc
With 45 percent of contingent sales identified as "short sales," or sales in which the lender will be required to accept less than the principal balance owed, we can't expect investor demand to grow. Investors currently have other more liquid and stable securities to place their bets, and...
June 11, 2008
Apple increases its pressure on industry
Analysis of: iPhone 3g | www.computerworld.com
Author: Gregory Birge, Founder and Managing Director, F5 Digital Consulting
Apple tried for many years to enter the industry world. Will they succeed with the new iPhone and SDK2.0 ?

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