Bank Tech Companies - who will be left standing?
September 29, 2009
Mergers: Conflicts Becoming A Core Reality | www.banktechnews.com
7,000 US banks and credit unions represents a lot of customers for the banking technology companies. While banks may be hurting, their technology needs only increases. With so many recent mergers are there too few providers left? Who has the advantage banks or the providers?
Dell/Perot, HP/EDS what's the difference?
September 21, 2009
Dell to buy Perot Systems for $3.9 billion | money.cnn.com
Dell, buying into the notion that hardware is now a commodity and they have already optimized that business, believes they need to diversify. So they buy a large business/technology consulting firm. Do they now bring any more value to the Perot business?
Interesting niche software solutions find ways to sell even in this environment
September 16, 2009
SuccessFactors: Small cap, big plans | money.cnn.com
While core infrastructure, telecom, and enterprise system maintenance revenues have been relatively stable even in this market, discretionary tech spending is challenged.However, tech buying is strong with a few interesting technology solutions that can provide tangible short term benefits.
Missing the boat - deduplication is only one piece of the puzzle
July 27, 2009
EMC outlines where Data Domain will fit | blogs.zdnet.com
The hype around Data Domain that brought it $2.1 Billion, over-emphasized the role of deduplication. The technology is nice, but it is neither unique nor complete.
Is Real Estate Inventory Finding or Hitting a Bottom?
June 10, 2009
Consulting Management Platform | news.glgroup.com
1. Does the data from several sources indicate that housing inventory is hitting bottom. 2. What is driving the current market conditions 3. What will drive the market to react from a negative or positive nature
Residential Mortgage Rates Fall Again This Week....Does it Matter ?? What Is the Tipping Point?
May 25, 2009
Consulting Management Platform | news.glgroup.com
This week we saw residential mortgage rates fall even lower for almost all loan programs. However, the question needs to be asked..Does it really matter at this point in time. If rates dropped into the 300 basis point range would there be a rush by the public to buy new or exiting housing stock?
Your Credit Score !!! Ways to Maintain The Best Credit Score Possible
May 25, 2009
My Analyses | news.glgroup.com
At this point in time it is imperative that every individual spend as much time and take as much effort possible to insure that they have the best possible personal credit bureau score. Regqardless iof what bureau is used (TransUnion, Experiein or Equipfax) and what credit score model is used (FICO or Vantage Score). With lenders being very picky as to whom they lend to the best credit score will win the hearts and minds of the lender.
Institutional Investor Flee's From Bank Of America. Will Others Follow ??
May 25, 2009
Temasek dumps 3.8% Bank of America stake | business.timesonline.co.uk
Is the trend of institutional investors leaving BoA as well as well as other larger FI's tell a story of things to come? What is the motivation behind these moves? A lack of faith in BoA strategies ? Concerns about capitol? Are more loan losses that are still predicted to come in the 2nd through 4th quarter helping to squash a continued rally?
May 21, 2009
Consulting Management Platform | news.glgroup.com
Much has happened in the credit markets in the past several years and many things have contributed to the current economic downturn. The road in the rear view mirror is littered with failed policies from the government and from private segments of the econimic system. One thing is certain. The start of this current economic cycle, the tip of the spear that created this crisis, is the collapse of the residential mortgage market. This situation manifested itself in changes to the marketplace spurred on by changes in the Congress and Senate during the 2006 election cycle. During this time the Democrates took control of both sides of the ails. Barney Frank was named head of the House Budget Commitee and Chris Dodd was named head of the Seante Banking and Finane Committee. Both of these men had a major effect on how the morgage market changed from years past.
Corporate C&I and Commercial Real Estate Lending is Taking a "Wait and See" Attitude
May 18, 2009
Sharp slowdown in corporate lending | www.ft.com
Almost every bank is taking the "Wait and See" attitude depending on each institutions capitol, geography, market demographic or new/ revised growth strategies in this current environment. This wait and see strategy is the new balancing act in most independent community, regional and super regional banks. The lifeblood of most commercial bank lending has always been focused or centered on "Relationship" lending. Lending to companies, within a banks designated SIC spread or range that have typ,ical C&I as well as CRE potential are always nurtured if they already are on board and are coveted as business development . The ability to position lending to any business within the banks appetite is always a balancing act between the risk and the reward. Customers who have the greatest potential for a multi level lending product need as well as all the typical deposit, cash management, trust, trade debt and other add on products is how banks grow and how profitability is maximized
New FINRA Rule 2210-Simplification Whose Time Has Come
November 4, 2009
ADP Must Grow Three Major Markets for Continued Success
October 22, 2009
Battle for Dominance in Mortgage Fraud Analytics Space
October 17, 2009
All hands on deck, full steam ahead
September 7, 2009
Dollar destined to be second class currency in world's largest banana republic
September 1, 2009