The value of acquisitions like this can be predicted by Javelin's CDA model
July 27, 2009
Oracle To Buy Data Integration Vendor GoldenGate | www.informationweek.com
IT acquisitions are common, and there's an easy-to-use model for predicting when the optimal value exists.Â
April 2, 2009
Consulting Management Platform | www.fidelityinfoservices.com
-Growth in electronic payments -Competitive pressure in financial services and payments systems -M&A activity in risk management
There's no Downturn in the Market for Consumer ID Fraud Protective Services
June 20, 2008
ID Protection Startup Prepares Commercial Push | www.darkreading.com
This article focuses on one of many startups in the consumer protective services space, as evidence of an "evergreen" market category. Current challenging economic times make investment in this ID Fraud sector a natural, and desperate times could actually bring about increased criminal activity leading to higher revenues. Key companies include Affinion, CardCops, Debix, Experian, Equifax, Fair Isaac, Lifelock, TransUnion, TrustedID, and more.
June 19, 2008
MasterCard Partners with Obopay to Offer Industry-leading Person-to-Person Mobile Payment Service | www.mastercard.com
Mobile PtoP payments are a disruptive technology that must be monitored by financial industry investors, because it requires no hardware infrastructure change, and can be adopted by consumers today to send payments between individuals. All leading payments brands, banks, and processors could be affected by growth in mobile PtoP payments, and Javelin's research data shows that this is a technology that consumers are ready for now. With much focus on interchange fee and bank profitability, the potential for mobile PtoP payments to change payments-fee models is important to monitor.
MasterCard’s inControl Announcement: this is big (UDLAP) news
October 12, 2007
MasterCard Joins Forces with Orbiscom to Create Innovative Platform Enabling Issuers to Quickly Launch Innovative Products and Services | www.mastercard.com
Cardholders crave the ability to control which transactions are allowed to occur in their accounts, as well as which specific transactions, channels and thresholds are used to alert them of specific activity based on conditions they have set in advance. These capabilities may go beyond just preventing fraud losses, but also may have a big impact on which card consumers decide to use or what new account they will apply for in the future.
August 28, 2007
Oracle Buys Online Identity Theft and Fraud Detection Leader Bharosa | www.oracle.com
Consumers should have more control in how their identity information is used. In financial services and payments, the trick is to bridge the islands of identity directly from the core processing systems or payment account record out to notifications and controls that securely and conveniently reside in the hands of the authenticated customer.
Could contactless lead to growth in demand for PIN?
August 27, 2007
Mobile, voice or finger? | economictimes.indiatimes.com
Many consumers are neutral on contactless as being a security threat. This makes security a barrier that contactless needs to get over in order to enhance adoption. This barrier may lead to more cardholder interest in PIN for both credit and debit cards.
Payment cards: uninterrupted service good when intended, bad when unintended
June 27, 2007
MasterCard to Enable Cardholders to Keep Account Numbers When Switching Card Programs | www.webwire.com
Having uninterrupted service is good because consumers can continue to make transactions even when switching to a new card. Although, having uninterrupted service can also be bad because it allows all transactions to continue, even those that we may not desire.
Newspapers will benefit From Google Print Ads in the Long Run - BUYER BEWARE
June 6, 2007
Frienemy Google Not a Threat (Yet) to Traditional Ad Sales | www.pbs.org
Google Print Ads introduces yet another source for smaller marketers to play with the Big Boys, but Buyer beware. For the short term, this offering is beneficial to the Newspapers but needs some fine-tuning for small advertisers to benefit. It is essential for the Newspaper Industry to embrace the diversification of media by allowing for the sales base to expand. In the long run Newspapers will benefit from these type of expansions in that they will provide a new outlet other than utilizing Remnant Merchants to offer their available ad space at possible higher rates. What is missing is that the Newspapers are still in control and the smaller advertisers wont experience the medium at its potential. The same would be true for Media companies of TV and Radio.
Why Print Made a Major Comeback in 2006
April 25, 2007
Printer Chooses a Trio Of Kodak Solution | printondemand.com
2006 was the first year printing shipments were significantly over the previous year. Since the mid 1990's, total shipments have decreased from over $120BB down to this years $91BB. This years shipments were up over 2005 primarily due to the huge increase in print on demand made cost effective by Kodak, HP, Presstek, Xerox and others smaller players in the DI market.
New FINRA Rule 2210-Simplification Whose Time Has Come
November 4, 2009
ADP Must Grow Three Major Markets for Continued Success
October 22, 2009
Battle for Dominance in Mortgage Fraud Analytics Space
October 17, 2009
All hands on deck, full steam ahead
September 7, 2009
Dollar destined to be second class currency in world's largest banana republic
September 1, 2009