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GLG News by Automated Teller Machines (ATM) Industry Experts

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November 20, 2007
Leveraging Development Resources
Analysis of: Software as a Service Courts Developers | www.techcrunch.com
Author: GLG Expert Contributor
Software as a service is focusing the industries on consolidating scarce resources that can be further leveraged, decrease in customization of applications, and the emergence of configurable business services that can be changed by workers with little technical experience.
Robert KempNovember 15, 2007
Pension Pressure Reduced - Good News For Corporate Valuation
Analysis of: Out of the Shaows? PBGC Deficit Shrinks by $5 billion. | www.cfo.com
Author: Robert Kemp, Professor, University of Virginia - CC
The reduction of the PBGC's deficit reduces pressure on Congress to take action that could impact corporate values.   Such action would most probably hurt corporate value by adversely affecting cash flow and risk.
Michael SchiffNovember 13, 2007
Microsoft's Tactic to Combat Piracy in China
Analysis of: Microsoft Makes Anti-Piracy Move | www.forbes.com
Author: Michael Schiff, Founder and Principal Analyst, MAS Strategies
• By having its operating system pre-installed on Founder Technology Group's PCs, Microsoft should be able to reduce the piracy of its operating system in China. • This will also benefit Founder's users as their operating system software will pass Windows Genuine Advantage test and thus...
November 12, 2007
Visa Settles Antitrust Lawsuit With AmEx for $2.1 Billion and Files Its $10 Billion IPO
Analysis of: Visa and American Express Settle for $2.1 Billion | www.reuters.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Since 2004, AmEx and Discover has battled with Visa and MasterCard over alleged exclusionary practices, which led to antitrust suits against both parties, contending they engaged in illegal practices to stifle competition. AmEx dropped its action against three of the bank defendants who became AmEx...
November 12, 2007
Banks Who Offer e-Bill Payment Services Are Gaining Market Penetration & Loyal Customers
Analysis of: E-bill Customers More Affluent, Profitable and Loyal - Study | www.finextra.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Consumer adoption of EBPP (Electronic Bill Present & Payment) has more than doubled since January 2002, when approximately 37% of online households payed at least one bill online. Today, 74% of households pay at least one bill online, compared to 69% in 2005. e-bills offer the ability to securely...
November 9, 2007
Check Image Volume Continues to Grow and Could Save Banks $2 Billion Annually
Analysis of: SVPCO Check Image Volume Surpasses Half Trillion Dollar Mark for the First Time | www.prnewswire.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Check image volume continues to shatter year-over-year records and check imaging/exchange could save banks $2 billion annually by reducing transportation costs, reducing float time, check fraud and check processing costs. Image exchange networks such as SVPCO, Endpoint Exchange, ECCHO, Fiserv and the...
Michael SchiffNovember 7, 2007
IBM and Business Objects - A Strong Partnership Becomes Stronger
Analysis of: IBM and Business Objects Bundle Wares | www.cbronline.com
Author: Michael Schiff, Founder and Principal Analyst, MAS Strategies
• With IBM including a starter edition of Business Objects software with IBM DB2 and DB2 Warehouse, Business Objects will gain new prospects. • The strengthened alliance between IBM and Business Objects demonstrates that despite SAP's pending acquisition of Business Objects, third parties...
November 7, 2007
Big Banks May Be the Biggest Losers In 4Q07 With More Write-downs Expected
Analysis of: Scared of More Losses, Investors Bail Out | www.iht.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Shares in some of America's biggest banks slumped to their lowest level in several years on fears they may have to write-down multi-million dollars more from their exposure to risky mortgages, CDOs, (collateralized debt obligations) SIVs (structured investment vehicles) and leveraged loans. Banks that...
November 7, 2007
NCR's EMEA & Asia-Pacific ATM Sales Attributed to 17% 3Q07 Growth
Analysis of: OVERSEAS ATM SALES HELP NCR IN THIRD QUARTER | www.cardforum.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
NCR spun-off Teradata which resulted in a net income loss of  63% without Teradata's earnings included, however, NCRs EMEA and Asia-Pacific ATM sales division attributed to a 17% sales increase in 3Q07. NCR categorizes its ATM sales into four segments: 1. the Americas - which accounted for 49%...
November 6, 2007
Wincor Has Carved Out 30% Market Share In Russia
Analysis of: Wincor opens subsidiary in Russia | www.atmmarketplace.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Russia is the largest ATM market in the Central & Eastern Europe region with over 37,000 ATMs deployed. In 2006, Russia experienced an increase of 32% in installed ATMs compared to 2005. Russia, Ukraine and Poland represent two-thirds of the region's installed ATMs. For the last six years Russia...

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