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November 7, 2007
Big Banks May Be the Biggest Losers In 4Q07 With More Write-downs Expected
Analysis of: Scared of More Losses, Investors Bail Out | www.iht.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Shares in some of America's biggest banks slumped to their lowest level in several years on fears they may have to write-down multi-million dollars more from their exposure to risky mortgages, CDOs, (collateralized debt obligations) SIVs (structured investment vehicles) and leveraged loans. Banks that...
November 7, 2007
NCR's EMEA & Asia-Pacific ATM Sales Attributed to 17% 3Q07 Growth
Analysis of: OVERSEAS ATM SALES HELP NCR IN THIRD QUARTER | www.cardforum.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
NCR spun-off Teradata which resulted in a net income loss of  63% without Teradata's earnings included, however, NCRs EMEA and Asia-Pacific ATM sales division attributed to a 17% sales increase in 3Q07. NCR categorizes its ATM sales into four segments: 1. the Americas - which accounted for 49%...
November 6, 2007
Wincor Has Carved Out 30% Market Share In Russia
Analysis of: Wincor opens subsidiary in Russia | www.atmmarketplace.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Russia is the largest ATM market in the Central & Eastern Europe region with over 37,000 ATMs deployed. In 2006, Russia experienced an increase of 32% in installed ATMs compared to 2005. Russia, Ukraine and Poland represent two-thirds of the region's installed ATMs. For the last six years Russia...
Rick SheaNovember 5, 2007
Ralcorp to Purchase Post cereals ?
Analysis of: Kraft Near Deal to Sell Post to Ralcorp | biz.yahoo.com
Author: Rick Shea, President, Shea Marketing Consulting Inc.
Ralcorp's potential pucrhase of Post cereals for $2.8 billion dollars will shake up the cereal category and provide another stronger competitor to General Mills and Kellogg's.The winner will be Ralcorp if they can successfully integrate Post and leverage their brands to strengthen their private label...
Rick SheaNovember 2, 2007
Are All Food Companies Hostage to Commodity Prices in 2008 ?
Analysis of: Kellogg's 3Q profit up,warns on 2008 | biz.yahoo.com
Author: Rick Shea, President, Shea Marketing Consulting Inc.
Wheat prices are up 100% in 12 month's. Dairy prices continue to climb, increasing the costs of most food manufacturers.Is this a temporary phenomenon or is food inflation here to stay ?  Both Kellogg's and Kraft have provided disappointing guidance in the last few weeks blaming wheat and dairy...
November 2, 2007
Spectrum closure indicates the labor game in India has fundamentally changed...
Analysis of: Rising Re claims first BPO victim in Spectrum | www.business-standard.com
Author: GLG Expert Contributor
Key labor cost changes in India imply that other nations such as the Phillipines, Argentina, Cost Rica, and Puerto Rico will compete more favorably for international business. The increasing cost of talent and a constrained pool of talent will cause companies to hesitate when considering India as a...
November 2, 2007
Wells Fargo Leads the Pack With Mobile Banking Solutions
Analysis of: Wells Fargo Launches SMS-based Mobile Text Banking Service | www.paymentsnews.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
The demand for mobile banking is growing and Wells Fargo is leading the pack in providing m-banking solutions for its customers. Primarily, banks, processors, networks and mobile carriers are pushing two types of transactions with mobile devices, m-banking and m-commerce. The m-banking segment is expected...
November 2, 2007
The Independence Bell Rang For Metavante on 11.2.07 With Its Spin-off From M&I
Analysis of: Marshall & Ilsley Corporation and Metavante Technologies, Inc. Announce Completion of Separation | www.prnewswire.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Six months after M&I announced the spin-off of its payments processor Metavante, 11.2.07 serves as Metavante's intro as a spin-off from M&I under the name of Metavante Technologies (MV) and the NYSE welcomed its newest listee at the ceremonious ringing of the bell. The spin-off is a $4.25 billion...
Dave HillmanOctober 31, 2007
CAN HARVESTING SUBMERGED FORESTS IN GHANA EVER BE A COMMERCIAL SUCCESS?
Analysis of: A Man Has a Plan To Harvest a Forest In Ghanaian Lake | www.modernghana.com
Author: Dave Hillman, Independent Consultant, Dave Hillman
Harvesting tropical hardwoods which have been submerged for 40 years may be environmentally beneficial but is this overshadowing the commercial considerations? Three Main Points: 1. Was nothing learned from the abandoned Camaroons pulp mill project that cost investors $250 million dollars? 2. To be...
October 30, 2007
Mortgage Losses At Fidelity National Prompts Spin-Off of Its Loan Processing Services Unit
Analysis of: Fidelity National to Spin Off Mortgage Services | www.reuters.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
As a result of mortgage losses and an increase in title insurance claims, Fidelity National Information Services will spin-off its Lender Processing Services Unit to reduce debt and focus on its Transaction Processing  Services Unit, which will focus on financial institution customers and selling ...

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