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November 29, 2007
Chase Will Deploy 900 Check-imaged/No-envelope Deposit ATMs in 2008
Analysis of: Chase Steps Up Roll Out of No-envelope ATMs | www.finextra.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Wincor and NCR will assist Chase in deploying 900 check-imaged/ no-envelope deposit ATMs by 2008. Chase has already realized ROI with 50 piloted no-envelope deposit ATMs, including reduced transportation costs and fewer courier runs for ATM replenishment, elimination of fraud at the ATM, an increase...
Dave HillmanNovember 26, 2007
IP's Fluff Pulp: expanding just to keep pace
Analysis of: IP to Convert Louisiana Mill to 100% Pulp | www.tappi.org
Author: Dave Hillman, Independent Consultant, Dave Hillman
The global fluff pulp market now measures 4.5 million mt with the US enjoying a dominant position.  Can we maintain that position or even expand it?  Industry observers believe our position is very secure and that we are in the best position to expand.  What's behind this optimism? Fluff...
Dave HillmanNovember 22, 2007
Uncoated FreeSheet: Can Domtar and IP Control The Market?
Analysis of: Orignal Article: ROYER CREATES WHITE PAPER GIANT | www.risiinfo.com
Author: Dave Hillman, Independent Consultant, Dave Hillman
The Uncoated FreeSheet market in North America is declining with the Internet and electronic devices being blamed for much of it. Is this really the case?  In spite of this decline selling prices have increased with few objections from  major buyers.  Is there any...
November 21, 2007
Banking, education, and economy circulation: Just a few positives of technology?
Analysis of: Blackboard, Sony to Offer Contactless Cards in U.S. Education Market | www.paymentsnews.com
Author: GLG Expert Contributor
Economic benefits flourish in even an economically depraved location Banking conveniences to consumers via mobile technology and bank cards Education delivery modes reduce the excuses of distance and cost Headlines to Fairy Tales? How about the positives of Contactless Card technology? Blackboard and...
November 12, 2007
Visa Settles Antitrust Lawsuit With AmEx for $2.1 Billion and Files Its $10 Billion IPO
Analysis of: Visa and American Express Settle for $2.1 Billion | www.reuters.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Since 2004, AmEx and Discover has battled with Visa and MasterCard over alleged exclusionary practices, which led to antitrust suits against both parties, contending they engaged in illegal practices to stifle competition. AmEx dropped its action against three of the bank defendants who became AmEx...
November 12, 2007
Banks Who Offer e-Bill Payment Services Are Gaining Market Penetration & Loyal Customers
Analysis of: E-bill Customers More Affluent, Profitable and Loyal - Study | www.finextra.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Consumer adoption of EBPP (Electronic Bill Present & Payment) has more than doubled since January 2002, when approximately 37% of online households payed at least one bill online. Today, 74% of households pay at least one bill online, compared to 69% in 2005. e-bills offer the ability to securely...
Charles IrschNovember 9, 2007
The Race to Zero
Analysis of: Tousa retains Kroll Zolfo Cooper to review restructuring options | www.reuters.com
Author: Charles Irsch, Principal, 10point2 Consulting
- Bad idea from the start. - Now what does one do?
November 9, 2007
Contactless card readers can improve student and teacher security on school campuses
Analysis of: Blackboard, Sony to Offer Contactless Cards in U.S. Education Market | www.paymentsnews.com
Author: GLG Expert Contributor
Although contactless technology is interesting for commerce applications the real home run is in addressing security problems on the school campus. Education security firms will use contactless card reader technologies to secure the school campus in a seamless and virtually invisible manner....
November 9, 2007
Check Image Volume Continues to Grow and Could Save Banks $2 Billion Annually
Analysis of: SVPCO Check Image Volume Surpasses Half Trillion Dollar Mark for the First Time | www.prnewswire.com
Author: Kamala Worthington, Former VP, Marketing Product Manager, Bank of America Corporation
Check image volume continues to shatter year-over-year records and check imaging/exchange could save banks $2 billion annually by reducing transportation costs, reducing float time, check fraud and check processing costs. Image exchange networks such as SVPCO, Endpoint Exchange, ECCHO, Fiserv and the...
Rick SheaNovember 8, 2007
Who Will Buy Wonder Bread ?
Analysis of: Twinkies Baker Opens Door To Bids | www.reuters.com
Author: Rick Shea, President, Shea Marketing Consulting Inc.
The recent article on Interstate Bakeries bankruptcy hearings now officially puts the company in play.IBC struggling from high plant and route costs and the unprecedented rise in flour costs has been attempting to emerge from bankruptcy.IBC Management has stated that their proposal values the company...

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