Leading Experts in Sub-Prime Lending Experts

Steven Alonso is the President and Co-Founder of Citon Group, a joint venture property and casualty insurance originator. Mr. Alonso continues to be active in the consumer financial services space as an investor and board member for various companies. He also continues to consult in the consumer and...

Amanda Atkins is the CEO of Afinia Capital Group. Afinia is backed by Deutsche Bank, Eos and Atkins Capital and assists insurance companies release capital and streamline mature or discontinued liabilities. Concurrently, she is the CEO of Atkins Capital, a consulting firm which provides financial, strategic...

Rick Baldwin is the Chief Executive Officer of Excelsior Management Group, an equity mortgage banker based in Lake Oswego, OR. Most recently, he was the Director of Capital Markets at Meritage Mortgage, a wholesale sub-prime mortgage lender and subsidiary of Netbank. Mr. Baldwin has been in the sub-prime...

James Bass is currently an independent consultant focusing on the non-prime auto finance industry. Until early 2007, he was a Consultant at InterActive Financial Marketing Group, an auto lending firm. He is also the former Chairman of the National Automotive Finance Association, the only trade association...

Marianne Berry is a Managing Associate at Auriemma Consulting (ACG). ACG specializes in the credit, debit, and private label card markets. Ms. Berry has done research, marketing, and new product development at Fortune 100 companies, including HBO, Shearson Lehman Brothers, Chase Manhattan, and Verizon....

Rich Bialek is the Chief Executive Officer of BialekGroup, a corporate development boutique that serves as a trusted advisor to C-level executives and investors in financial services. He provides corporate development and strategy consulting services, partnership, market and product development, and...

Maureen Bolton is the Principal in Global Capital Access, an investment consultation firm specializing in developing securitization programs for domestic and international clients. She specializes in advising clients on creating funding programs for a wide variety of consumer assets, structuring efficient...

Bill Bradway is the Founder and Managing Director of Bradway Research. Previously, Mr. Bradway lead the Banking Practice at Financial Insights, a strategic advisory firm to banks, insurance companies, asset management firms, securities brokerages, and diversified financial institutions globally. The...

Sanford M. Brown is the Managing Partner of Bracewell & Giuliani’s offices in Dallas and Ft. Worth, Texas. He specializes in the representation of financial institutions specialty finance companies in matters involving state and federal laws and regulations. Mr. Brown also provides counsel to financial...

James Butler is the Managing Director of Rigley Financial, LLC, and the Senior Partner for Rigley Capital, LLC, an Illinois-based origination and consulting firm specializing in providing advisory services to Municipal, Governmental-Issues, Consumer, Energy, Commercial, and Mortgage industry-related...

Anthony H. Catanach Jr., PhD, is a Professor in the Strategic Initiatives Group of the Villanova University School of Business. He also is a Director at DI2 Associates, a Pennsylvania based accounting and reporting consulting firm. Dr. Catanach has expertise in the areas of business risk management...

Robert Clarke is a Senior Partner and founder of the Financial Services Practice at Bracewell & Giuliani LLP in Houston, Texas. He regularly assists major banks in matters involving state and federal banking laws, regulations and supervisory agencies, mergers and acquisitions of financial institutions,...

John Donaldson is the President of Donaldsons Volkswagen-Subaru, a $50M new car franchise dealer in Long Island, which he has been operating since 1986. They sell and lease an average of 2300 new and used (80% new, /20% used) vehicles per year as well as parts and service. Mr. Donaldson's family has...

John Douglas is a Partner and the Chair of the Global Bank Regulatory Practice at Paul Hastings Janofsky & Walker in Georgia. He concentrates his practice in the regulation of financial institutions, in mergers and acquisitions and other transactions involving banks and thrifts, and in advising officers,...

Louise Epstein is the President of Charge-Off Clearinghouse. She has over 20 years of experience in the debt business, including executive-level structuring, issuing, managing and selling. Ms. Epstein is responsible for all activities related to the acquisition and sale of charged-off consumer debt....

Paul Equale is the President of Equale & Associates, where he consults on financial services issues, including credit cards, subprime mortgages, GSEs Fannie Mae/Freddie Mac, online gaming, state, federal legislative and regulatory insurance issues, as well as domestic and international political and...

Ed Falco is currently a Managing Associate with Auriemma Consulting Group. Mr. Falco has extensive experience in the card industry and has experience ranging from complex product configuration problems to TSYS and FDR platform support to portfolio migration between banks to traditional operations problems....

Eric Fox, PhD, is currently the VP of Product Development at Transactis, a security and bill pay & presentment company. Mr. Fox leads Transactis' new business development efforts in financial services and telecommunications. From 1999 until 2006, Mr. Fox was with Capital One Financial Corporation,...

Joe Garrett is the Principal of Garrett, Watts & Company, a San Francisco-based advisory firm offering mortgage banking consulting to banks, warehouse lenders, thrifts and mortgage companies. Mr. Garrett served as CEO and President of Sequoia National Bank and as Chairman, President and CEO of American...

Christopher Goode is the President of Granada Advisors, a mortgage market consulting firm. He has over 20 years of experience in the mortgage industry especially residential lending capital markets pricing and operations. From 2001 until 2004, Mr. Goode was the Senior Vice President of Transaction Management...