changing dynamics of health costs

Implications: There are a number of new trends emerging in the care and delivery of health needs. One of the most prominent is the rise of retail health clinics. For the first time, Primary Care Physicians, an area traditionally unchallenged is facing competition.

Analysis: Retail clinics are a very interesting concept in direct response to consumer demand. As more of the population embraces Consumer Driven Healthcare, more services will be evaluated and creative solutions will continue to rise. Currently, the most popular CDHP is a Health Savings Account. This high deductible HSA offers flexibility and convenience for the consumer. Typically, the consumer pays office visits and small dollar procedures directly, with coverage in place for large dollar medical procedures. A retail clinic is an attractive alternative.  Here is an outlet that will reduce costs and increase convenience. Consumers are listening. As more consumers are charged with greater responsibility for not only the services rendered but also for the management of money spent, the trend will continue and we will continue to see growths in self service programs and retail clinics.