The mortgage insurance industry would appear to benefit from the latest government actions to inject liquidity into the credit markets and reduce foreclosures.  After all, anything that will stem the drop in housing prices and prop up the economy should reduce mortgage defaults and mortgage insurance claims.  Moreover the industry should benefit from more cautious underwriting and improved...

Models only cover certain variables and the crisis involved much more than mortgage pricing and a few macroeconomic issues. Risked based pricing as used in the mortgage industry had an underlying flaw that caused the models to fail. Greed played the other part.

Rumors had been swirling over the last few weeks that WAMU was shopping for a buyer, however, the OTS (the Office of Thrift Supervision) couldn't allow WAMU to continue its operations under constraints of deposit outflows exceeding $16 billion in the last week or so and JP Morgan Chase becomes the benefactor of WAMU's collapse and acquires WAMU's deposits for a low ball amount of $1.9 billion. WAMU...

1. Current crisis is the child of greedy bankers. 2. Fast loans are not criteria for high bonus.

The recently proposed bailout was an inevitable solution to a ever-growing problem. The $800B will be the most costly endevour by the U.S. government since The New Deal proposal from the Great Depression. The key to the issue at-hand is two fold: first, the stabilization of the real estate prices. Second is the rising (and continuation of) delinquencies and foreclosures. The pain HAS to be...

When faced with unprecedented lack of confidence the public is flooded with statements from Executives across the Financial Sector comparing the recent downfall of their firms to natural disasters.  Natural disasters cannot in anyway be avoided.  The use of this egregious analogy only furthers public panic as it suggests that the collapse of the economy could not be circumvented. ...

There is a bank capital crisis in Europe; while headlines focus on the largest institutions in trouble (UBS, Fortis, RBS), the problem extends to the smaller banks as well.  The search for capital will radically change the structure of the European financial system.

Lack of transparency Lack of timely support Lack of preemptive steps lack of adequate measures Finally, misjudgement of the "Iceberg" effect

The idea that the currently debated $700B Bailout Proposal will benefit Main Street is preposterous in its current state.  To assume that by giving the same culprits access to increased capital to stimulate the economy is ludicrous at best. We as the American Consumer must say shame on you do me once, shame on me do me twice. It is critical that we demand that this $700B create real opportunities...

Temasek proposed investment in Asian financial institutions will be about as successful as the Government of Singapore Investment Corp’s investment in Washington Mutual. The investment is based on two incorrect assumptions.