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Ronald Ingram

Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.Director of Product Management
Advance America, Cash Advance Centers, Inc.
Member of the Financial Services Council

Ron Ingram is the Director of Product Management at Advance America, a cash lending firm with over 2600 retail financial locations in America. From 2002 to 2006 Mr. Ingram presided over one of the most prolific product development programs in the financial services industry at National Money Mart. Mr. Ingram is the founder of a successful North American payment processor with clients such as Sears, Paypal, eBay, TD Bank, and a rapidly growing prepaid card company. He is an active member of the World Future Society and the Artificial Intelligence Foundation and frequently provides advice on emerging payment technology, ecommerce and Web 2.0 opportunities. Over the last 15 years Mr. Ingram has designed and implemented new B2B, B2C and P2P development projects, ID verification/authentication, online P2P lending and payment systems, online auction and search engine optimization applications and lead ATM, Visa, MasterCard, Metavante, eFunds, Moneris and First Data implementations. (This is me - Update Profile)


Employment History
2006 - present Director of Product Management
Advance America, Cash Advance Centers, Inc.
2002 - 2002 Director of Business & Product Development
Dollar Financial Group, Inc.
2002 - 2006 Director of Business & Product Development
Dollar Financial Group, Inc.
2000 - 2001 CEO
Solutions America
1999 - 2000 President & Founder
Beanstream Internet Commerce, Inc.
1997 - 1999 Area Manager Business Banking Services
TD Bank
1996 - 1997 Commercial Account Manager
Bank Of Montreal
1995 - 1996 General Services District Manager
Automatic Data Processing, Inc.
1993 - 1994 Financial Advisor
Merrill Lynch
1990 - 1993 President
Gallery 1450
1987 - 1991 NCIOP
Department of National Defense

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GLG NewsSM Analyses by Ronald Ingram(?)

Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.
World's Largest Payment Processor First Data Acquires InComm - Valuation Trend Implications for Global Payment Systems GPN, MV, V, MA and TSS and hundreds of smaller payment technology players | 05-02-2008
Analysis of: First Data Gets Major Retail Prepaid Distribution with InComm Deal | www.digitaltransactions.net
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

Visa's IPO was the largest in history and payment companies like Global Payment Sytems (GPN) and First Data are rising along with the tide. FDC’s choice of Incomm is likely a positive indicator of things to come. Who is the next Incomm? How will the Incomm acquisition affect the valuation of payment...

Depositor Panic Triggers Run on UK Bank, Over Leveraged Banks at Risk | 09-17-2007
Analysis of: Police called to break-up Northern Rock panic queues as customers withdraw millions | www.thisislondon.co.uk
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

Police were called to manage crowds in the UK this morning as depositors lost confidence in Northern Rock and attempted to withdaw funds en masse. Depositor concerns are believed to relate to weak loan to deposit ratios and fears about exposure to subprime mortgages. Banks mentioned among...

Western Union: Threat of New Entrants and Technology Means More Turbulence Ahead | 08-01-2007
Analysis of: Western Union Drops After Verizon Announces Wireless Payments and Transfers | biz.yahoo.com
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

In this article Obopay is credited for impacting Western Union's share price. Obopay is one of many newer less expensive means of transferring funds domestically or internationally. Other emerging competitors spanning email/computer money transfer, mobile and ACH based services include: Xoom; Ikobo;...

Turning Convenience Stores into Banks: Greendot, Incomm, Visa, MasterCard Race to Build Reload Networks for Prepaid Cards | 12-11-2006
Analysis of: Green Dot and InComm Announce Strategic Distribution Agreement | biz.yahoo.com
Author: Ronald Ingram, Director of Product Management, Advance America, Cash Advance Centers, Inc.

The Greendot service allows prepaid card holders to pay merchants (for example Safeway) anywhere from $2 to $4.95 to “load” or “reload” cash to their card. The alliance announced is likely a preemptive competitive response to Visa and soon MasterCard who are have recently begun to...

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