Joseph Chatham
President, Chatham Mortgage Partners Inc.
Member of the Financial Services Council
Council Member Biography
Joseph Chatham is the President of Chatham Mortgage Partners, a California based residential mortgage brokerage and consulting firm. 2009 marks, Mr. Chatham’s, 20th year in the mortgage origination industry, mostly as a mortgage broker. His experience includes, but is not limited to, brokerage management and ownership, sales management (formerly HI, now HSBC), consumer finance sales (HI), retail mortgage sales (HI, CFC/BA), sub-prime lending, and service as a Subject Matter Expert regarding the mortgage industry. Mr. Chatham works and consults with several local and national mortgage brokerages and lenders to best gauge mortgage markets, product lines, and industry trends. Thus, insuring superior products and pricing for Chatham's client base: over 4600 clients/over $1bb funded. He is knowledgeable about the technical aspects of the mortgage brokerage industry as well as the market implications of the ever-changing product mix, underwriting guidelines, and regulatory changes which affect the mortgage industry as a whole. (This is me - Update Profile)
Employment History
- 2008 - 2008
- Premier Lending Consultant, COUNTRYWIDE FINANCIAL CORPORATION
- 2000 - present
- President, Chatham Mortgage Partners Inc.
- 1997 - 2000
- Senior Vice President, Campbell Financial Services
- 1996 - 1998
- Financial Advisor, Prudential Securities
- 1995 - 1996
- Financial Advisor, Paine Weber
- 1993 - 1995
- Vice President, Real Estate Lending, Campbell Financial Services
- 1989 - 1993
- Sales Manager, Household Finance Corporation (HFC)
GLG NewsSM Analyses by Joseph Chatham(?)
Opinions and analyses expressed in GLG News are solely those of the author. See the Terms of Use for details.
-
Lower Rates, While Great, Do Little For Jumbo Lending
October 1, 2009
Joseph Chatham, President, Chatham Mortgage Partners Inc.
Real Estate Outlook: Mortgage Rate Dip Impacts Housing | realtytimes.com
The Realty Times article reflects the positive effects of lower interest rates on mortgage originations and home purchases, but fails to note the failure of said rates to transcend the conforming/conventional markets into the jumbo markets. The implications of this failure are that many homeowners...
-
September 28, 2009
Joseph Chatham, President, Chatham Mortgage Partners Inc.
KB Home Loss Narrows on Fewer Write-Downs | online.wsj.com
KB, a lower cost builder, is benefitting from the perception that we have hit the bottom. We have not. Thus, the peak of the inside of the "W" is about to wane.
-
Round II: Coming to a neighborhood near you
September 25, 2009
Joseph Chatham, President, Chatham Mortgage Partners Inc.
"Option" mortgages to explode, officials warn | www.linkedin.com
While a very general description of the Pay Option ARM disaster that is looming, the Reuters article is dead-on in two conclusions: many more homes will be hitting the market over the course of the next two and one-half years and that the mortgage plague that started with the subprime crisis will be...
-
Deutsche Bank Recognizes the Depth and Width of "A" Paper Crisis to Come
August 21, 2009
Joseph Chatham, President, Chatham Mortgage Partners Inc.
Deutsche Bank on those drowning US homeowners | ftalphaville.ft.com
The depth of the "Alt A" mortgage crisis is coming home to roost. We are likely to see the depreciate creep (or flood as the case may be) is going to hit the areas that the subprime loans barely touched.
Leading institutions connect with Joseph Chatham through GLG
GLG Study Groups with Joseph Chatham(?)
| Study Group Name | No. Members |
|---|---|
| Sub-Prime Lending Experts | 590 |
| Retail Mortgage Origination Experts | 1228 |
| Mortgage Brokers | 1035 |
| Council Members Knowledgeable on Mortgage Guaranty Insurance | 202 |
GLG Live Meetings with Joseph Chatham(?)
Joseph Chatham has not participated in any GLG Live Meetings.